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World of Warships Blitz Modded

2020.10.29 15:44 CutterDry World of Warships Blitz Modded

Name: World of Warships Blitz
Description: Tactical Navy Fleet Battle & War Strategy Simulator: PVP WW2 Gunship Shooter
Join real-time tactical 3D multiplayer war battles on the high sea, command your fleet, team up to shoot and destroy your enemies in intense and realistic PVP gunship war battle royale simulator. Featuring over 200 ships dating back to WW2 and WW1, you can amass a navy of your own!
World of Warships Blitz is a free-to-play mobile MMO action tactical navy battle ship strategy war and third person shooter game by Wargaming and is based on the top award winning online multiplayer PC version of World of Warships Blitz. World of Warships Blitz MMO online multiplayer game brings the World War 2 naval strategy war and action gameplay of the PC gunship battlefield to the highly immersive, quick and fast paced action on your mobile and tablet like a real boat war simulator.
If you like war ship, gunship combat games or third person shooters, join this MMO naval action 3d multiplayer game with a fleet of battle ships. Jump straight into quick online action-packed 7vs7 epic tactical warships battles, enter the battlefield no matter where you are and sink enemy vessels! World of Warships Blitz is the ultimate 3D PVP shooter and strategy war game and navy battle simulator. Battle online and offline, on the high sea or in a bay, fight on real marine battlefields, authentic battles of warships with awesome weapons like guns and missiles await you!
A truly free-to-play action 3D tactical multiplayer strategy war game. No timers, energy bars, fuel—play as much as you want and whenever you want in this sea battle simulator.
Whether fighting against random players around the world in solo battles or team matches, or in ranked battles, campaigns or co-op battles, World of Warships Blitz gives you the ultimate realistic historical navy boat war battle experience with warships from WW2 and WW1 along with amazing 3D action shooter.
Are you ready to compete in the most realistic tactical online gunship simulator and to command your fleet? Guide your battle ship fleet to victory and glory in this total war now!
Playstore link: https://play.google.com/store/apps/details?id=net.wargaming.wows.blitz
Mod Features: Unlimited Silver and/or Gold
submitted by CutterDry to moddedandroidapps [link] [comments]


2020.10.28 23:40 Timwis123 LOST VAPE THELEMA POD MOD KIT - Review

LOST VAPE THELEMA POD MOD KIT - Review
Hi Reddit readers, In this review i take a look at the THELEMA POD MOD KIT from Lost Vape. The THELEMA POD MOD KIT was supplied for the purpose of this review by Lost Vape.
https://lostvape.com/product-item/thelema-80w-pod-mod/
https://preview.redd.it/i42fek4hxwv51.jpg?width=1152&format=pjpg&auto=webp&s=cc6f7214790e924a7d576da179b22dbf4caef9ef
Introduction
Lost Vape are one of the most respected vaping manufacturer and best known for offering premium DNA devices to the mainstream vaper. We then had the innovative DNA Go device which was the forerunner to the latest Pod Mod trend!
In recent times Lost Vape have been concentrating on their own Quest chip and coil technology leaving many including me wondering just what direction are Lost Vape going to take in the future and will it be for the better?
Then came the 250C DNA Centaurus which had a mixed response due to Lost Vape playing it safe with a familiar design but is now selling well and becoming increasingly popular and here with the Thelema we have a Pod Mod with premium build quality that ticks a tonne of boxes, it seems we needn't of worried as Lost Vape have started hitting their straps again!
The Thelema is a Power only device offering variable wattage from 5w to 80w and a colour screen which can be customised. The Thelema features an e-liquid viewing window, adjustable airflow, top-fill, DL and MTL capability and a whopping 3000mAh in built battery, coming in a load of Leather spine options let's give the Thelema a good look!
___________________________________________________________________
In The Box
https://preview.redd.it/lialx5pjxwv51.jpg?width=735&format=pjpg&auto=webp&s=a901624be078c3f7e66c6af0b9dab5b2551ccf59
Contents:
1 Thelema Device 1 4ml Pod 1 0.3ohm UB V2 M1 Coil 1 0.2ohm UB V2 M4 Coil 1 Type-C USB Cable 1 510 MTL Drip Tip 1 510 DL Drip Tip 1 Warranty Card 1 User Manual
https://preview.redd.it/5tudt4jlxwv51.jpg?width=1076&format=pjpg&auto=webp&s=650895f0c67bb590a29362acb25ad3c51349372d
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Aesthetics and Ergonomics
The Thelema came in cardboard box packaging with outer cardboard sleeve and on opening everything was neatly placed in one layer. The device is available in three different frames with the choice of three different padded leather spines. I received the Gunmetal with Glossy leather padded spine which is a Ukiran leather with clear plastic covering giving it a glossy look, also available are Ukiran leather spines without the plastic and a Grain Leather finish, the options are SS/Ukiran Leather, Black/Ukiran Leather, Gunmetal/Ukiran Leather, SS/Glossy Leather, Black/Glossy Leather, Gunmetal/Glossy Leather, SS/Grain Leather, Black/Grain Leather and Gunmetal/Grain Leather.
The main chassis is Zinc Alloy and either side towards the front we have a mirrored panel with diagonal etched lined pattern with "LOST VAPE" one side and "THELEMA" the other. Above these panels each side we have a pill shaped airflow slot at a 45 degree angle. On the face central top we have a vertical pill shaped liquid viewing window and below a protruding square fire button. Central we have a screen followed by two horizontal, rectangular navigational buttons that also protrude, right at the bottom of the face we have a Type C USB port. Looking at the base we have venting slots and safety stamps then moving to the top we have the flat top surface of the pod with a silicone piece plugging the fill port towards the rear and 510 drip tip central.
The overall build quality is stellar and with the padded curved spine and large protruding fire button is both comfortable to hold and fire!
https://preview.redd.it/i0te13gnxwv51.jpg?width=1470&format=pjpg&auto=webp&s=a289653c1ddfcaaa767cdf92de62d157c9bdbaa8
___________________________________________________________________
Thelema Specs and Features:
Dimensions - 101mm by 35.3mm by 29.4mm Battery: 3000mAh built-in Lithium battery Body Material: Zinc Alloy Spine Material: Leather Battery Voltage: 3-4.2V Output Voltage: 0.8-4V Power Range: 5-80W Current Range: 0.3-22A Coil Resistance Supported Range: 0.12-5ohm Screen Pixel: 0.96''108*217 Capacity: 4ml Press Fit Coil Installation Adjustable Airflow Control Ring Magnetic Pod Connection Juice Viewing Window Silicone plugged top-fill Type C USB 2A charge rate ColouDesigns: SS/Ukiran Leather, Black/Ukiran Leather, Gunmetal/Ukiran Leather, SS/Glossy Leather, Black/Glossy Leather, Gunmetal/Glossy Leather, SS/Grain Leather, Black/Grain Leather, Gunmetal/Grain Leather
https://preview.redd.it/28b1pnqpxwv51.jpg?width=999&format=pjpg&auto=webp&s=4a5c2a9261c23b3acef5542021acb7ecee5b4c6d

https://preview.redd.it/6jechzgrxwv51.jpg?width=999&format=pjpg&auto=webp&s=bd6ca3274e2da65dac5ba143796acc09b0d01f44
___________________________________________________________________
Much Better Second Time!
I did originally receive the Thelema a few weeks ago when there was very little information online so i guess one of the first few samples. I loved the device finding it overall better than the Voopoo Drag Pod Mods which is what i used as a comparison but while really testing the coils at and above their max wattage, chain vaping etc i did get quite a bit of leaking which then started resulting in leaking while the pod was left attached full of e-liquid overnight. It resulted in e-liquid getting into the device which wasn't great and it seemed the pod bay wasn't as sealed as it should be!
Kudos to Lost Vape for their response who thanked me for reporting my issues and said they would look into it and send another when addressed. Anyway after asking me a few more questions over the next couple of weeks and a further 3 weeks of waiting i was informed a new device was on it's way and i shouldn't have the same problems!
I have given the coils the same rigorous testing as in vaping higher than their recommended wattage to see how they cope and chain vaping to test wicking and have not had any issues this time. Also looking in the bay it all looks perfectly sealed although i have been reluctant to leave a pod attached overnight due to my previous experience but the next day the desk and bottom of the pod has been bone dry so i needn't of worried. It seems Lost Vape have either fixed what caused the issues i had or i just had dodgy coils with a device not quite sealed correctly, it can happen especially with the first sample batch, i am now an happy camper!!!!!!
___________________________________________________________________
The Pod
The Pod holds 4ml of e-liquid and has a transparent tinted body with flat Black solid top which has a centrally positioned metal lined 510 drip tip fitting so you can use your own if you prefer. Towards the rear on the top flat top we have a large silicone piece which on mine has "OILING" and a drop symbol embossed into it but on the retail versions this will say "OPEN". The flap lifts to unplug the generous fill port and stays attached to the pod but also twists out the way so it doesn't need holding while filling, a small detail but i like this a lot and really needed as the fill port is on the rear section of the top of the pod while the viewing window on the device if filling while inserted is on the front!
https://preview.redd.it/ku89eiutxwv51.jpg?width=980&format=pjpg&auto=webp&s=c0b92f46bb31b4f1c91e38ecc91826f0b63dc042
Looking at the base of the pod we have a magnet to each corner and the round opening which allows the coil head to be press fitted into position which will be sealed via an O-ring on the coil head.
https://preview.redd.it/gziklmpvxwv51.jpg?width=735&format=pjpg&auto=webp&s=d7093e1cc1950c9fc64c496da9b5f3c5223fe7da
___________________________________________________________________
The Coil Heads
The Thelema utilises the growing Ultra Boost family of coils which over the last year have constantly been improved and updated. Despite only being version 2 of the Ultra boost coils the process of continual improvement has been ongoing with many reviewers being sent samples regularly to test and fill out spreadsheets regarding their performance and give general feedback.
Included is 2 different Ultra Boost V2 coils, the pre-installed mesh M4 coil head with a 0.2ohm resistance which is recommended between 40w and 60w and the M1 clapton mesh coil head which has a 0.3ohm resistance and is recommended between 30w and 40w. As already mentioned the coil head simply gets press fitted into the base of the pod, just make sure the air inlets line up with the sides of the device for better airflow efficiency!
https://preview.redd.it/30t37ffxxwv51.jpg?width=1470&format=pjpg&auto=webp&s=b1ab956928dd300bebd29f0a42735146392802e1
To date the Ultra Boost range offers 6 coil head options which include both an RBA head and a dedicated regular 0.1ohm MTL coil head rated between 8 to 15w for MTL vapers!
https://preview.redd.it/vkc6r94zxwv51.jpg?width=1092&format=pjpg&auto=webp&s=053760b3a91451b5e34e849554071cac4281856f
___________________________________________________________________
The Drip Tips
The top of the pod has a metal lined 510 fitting and included is both a DL and MTL 510 drip tip but of course you can fit your own if you prefer. Although the MTL coil head isn't included when using the 0.3ohm coil i found the MTL drip tip ideal with the restriction i like so which drip tip you use for what style isn't set in stone although with the 0.2ohm coil with airflow fully open is very airy so i would recommend the DL drip tip with this coil!
https://preview.redd.it/0pzgyat0ywv51.jpg?width=1470&format=pjpg&auto=webp&s=31d6498116ee0cacf8e23afc6b63bcc9a7d092c1
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Fitting The Pod
Looking inside the pod bay we can see the Gold plated, spring loaded contacts and a raised magnet to each corner which will line up with the magnets on the pod. We can also see the airflow slot either side which will allow air to get to the base of the coil head. The magnetic connection is very strong and the pod satisfyingly snaps securely in place leaving no play whatsoever!
https://preview.redd.it/do6ntoq2ywv51.jpg?width=735&format=pjpg&auto=webp&s=7059c5b85b6c4ac2cbda6209a578345999ace914
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The Airflow
Either side at the top of the device we have a pill shaped slot that allows air to get to the base of the coil. We then have a threaded ring with two cut out sections that screws onto the base of the coil head which when fastened tight the cut out sections line up perfectly with the airflow inlets at the base of the coil head giving fully open airflow. The ring can then be turned to close the airflow exactly to where you prefer it right down to a slither which with a narrow inner bore coil head will give a MTL draw!
https://preview.redd.it/q1pzb5g4ywv51.jpg?width=980&format=pjpg&auto=webp&s=34f45ecb873d2f07bda5a5643bd8c8d97d9626a5
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Display
The Thelema has a sharp, bright, colour display with a coloured chevron two thirds down with the area above the chevron being shaded the colour that is set and below Black. The chevron, shaded area, and the words "TIME" and "PUFF" are in whatever colour is selected which will be explained in the nest section.
Top left we have the battery status bar and top right the resistance, below we have "POWER" followed by the wattage. Below the chevron to the left we have the duration of your puff and to the right the puff count, when the device is locked a closed padlock appears between vape duration and your vape count.
Finally at the bottom of the display we have a row of 6 different coloured squares, whichever one is highlighted will represent the colour of the already explained items on the screen!
https://preview.redd.it/194ohs86ywv51.jpg?width=735&format=pjpg&auto=webp&s=59dc68ba943975c966d54f0f417af797cfc08126
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Navigating The Thelema
The Thelema is the usual 5 clicks of the fire button to turn on and 5 clicks to turn off, after no activity for 10 seconds the screen dims and if no activity for a further 10 seconds the device goes into sleep mode. When in sleep mode any button press wakes the device up and their is no delay whatsoever when firing from the device being asleep! The wattage adjusts in 0.5W increments from 5W all the way up to 80W, it scrolls at a decent speed and round robins!
https://preview.redd.it/nmp9g0t8ywv51.jpg?width=1151&format=pjpg&auto=webp&s=20b6d61c07f1cb0cb89747df21751b0db4ddd9eb
Both navigational buttons pressed together locks and unlocks those buttons, when locked the device still fires. Down and fire together resets the puff count and each time up and fire is pressed together the next colour square at the bottom of the display is highlighted and certain accents and information on the screen becomes that colour, the colour options are Cyan, Yellow, White, Red, Green and Purple. That's it, a very simple wattage only device!
https://preview.redd.it/vyqwtbhaywv51.jpg?width=1470&format=pjpg&auto=webp&s=38e51a872d0b58b1e9b32dea1dfd09af4a50b29e
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Protections:
Low Battery Protection Check Atomizer Protection Short Circuit Protection Temperature Protection 10s Overtime Protection
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Charging
The Thelema has an in-built 3000mAh battery which is charged via the Type C USB port and supports a charge rate up to 2A. During charging a battery charging progress bar appears which becomes static on all bars full once fully charged, it took around 2hours to fully charge!
https://preview.redd.it/jrvuh5kcywv51.jpg?width=1059&format=pjpg&auto=webp&s=4d82e6fe8a06adbb23440a6d84e0d1d8146f2ef3
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My Experience Using The Thelema And Thoughts!
Very little wrong with this device and without doubt it's premium when it comes to build quality compared to other pod mods with only the Drag X coming close in this regard when it comes to non IP67 pod mods.
The pod although only slightly tinted looks much darker through the viewing window once inserted so you do need reasonable light to view your liquid level although i did manage to constantly monitor the level without needing to remove the pod just feel it should be clearer! Normally pods have a tinted finish for cosmetic purposes but as the whole pod gets inserted into the device i really have no idea why it isn't completely clear which would make viewing so much easier!
Also having the fill port at the rear on the top and the viewing window on the front seems awkward at first as you would naturally have the spine facing you for a rear port, luckily because the design allows the silicone plug piece to be rotated out the way and doesn't need holding not an issue but just seems strange at first!
As far as i can make out the Thelema actually has an 18650 sealed inside and although not a con for everybody there will be many like me who wish it just had an hatch door design allowing the 18650 to be swapped out and charged externally!
My only other niggle is that the adjustable airflow design will allow for MTL with a MTL coil head and indeed you even get a MTL drip tip included so why no MTL coil included? There is one available so even for me if the 0.2ohm coil head was emitted (not that their is anything wrong with this coil head) it would make so much more sense to me for a device promoting it can be used for both styles to be capable of that out the box before a future purchase!
The rest is pros all the way, although not the clearest as mentioned the e-liquid level can be checked without moving the pod as can it be filled quickly and mess free. The adjustable airflow works great and is so much more akin to the performance of adjustable airflow on a tank rather than the sort of design found on the Drag S/X which doesn't have the same precision which makes it a DL device only unless buying an RDTA with independent airflow for it.
The performance is great hitting set wattage without delay and like the Drag X i notice a spike in power for the first 0.5 seconds which helps in this regard. The 0.2ohm coil head gives very decent flavour and i found this more suited to an airy draw, liking some restriction i had the airflow two thirds open and settled at 45w. The star for me is the 0.3ohm clapton mesh coil head which i found gives better flavour than any of the Voopoo PnP coil heads i have used and is so versatile with a wide flavour range span dependant on airflow setting. With this coil head i had the airflow just one third open for a restricted direct lung draw which allowed me to get the flavour and warmth at just 20w under it's 30 to 40w recommendation but both these coils will comfortably do their max wattage recommendations and wick just fine but they become a toasty vape and only suited at the higher wattage with fully open airflow in my opinion!
I like the fact that Lost Vape seem settled and focussed on continuingly improving the same range of coil heads so we have cross compatibility across many devices which will also ensure availability in the future. I also like the Ultra Boost range as it covers most wattage ranges from a 8 to 15w MTL vape right up to 80w, as well as an available RBA.
3000mAh is as good as i have come across with this style of pod mod with internal battery and both having Type C USB and a 2A charge rate are both great allowing the device to be fully charged in 2 hours. It doesn't support pass-through but then i don't think other than testing for pass-through support i have ever vaped using a charging device so subjectively not an issue for me but could be to others.
Finally it's worth mentioning this is a final sample before the retail version and unlike the earlier sample which gave me issues regarding leaking as explained earlier this time i have had no leaking or any other issues whatsoever!
https://preview.redd.it/xv7l2iieywv51.jpg?width=735&format=pjpg&auto=webp&s=4cf8178e59722dc00842b8069666e3d130ff82b0

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Likes
Premium build quality Loads of different Leather spine options Ergonomic and aesthetically pleasing to the eye 3 Different frame colour options Simple to use Colour customisable display Fires without delay Adjustable airflow (works great!) 510 metal lined drip tip fitting MTL and DL drip tips included (also can use your own) Device can be used for both DL and MTL with appropriate coil heads Top-fill E-liquid viewing window Uses improved Ultra Boost Coils (MTL and RBA heads available) Cross compatibility 0.2ohm M4 coil head gives very good flavour 0.3ohm M1 Clapton mesh coil head gives excellent flavour and good versatility 3000mAh battery Type C USB 2A charge rate, charges in 2 hours
Cons
Pod tinted No MTL coil head included Can't charge battery externally Doesn't support pass-through
I would once again like to thank Lost Vape for supplying the Thelema Pod Mod Kit for the purpose of this review, thanks for reading and stay safe!
https://lostvape.com/product-item/thelema-80w-pod-mod/
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submitted by Timwis123 to ecr_eu [link] [comments]


2020.10.28 23:32 Timwis123 LOST VAPE THELEMA POD MOD KIT - Review

LOST VAPE THELEMA POD MOD KIT - Review
Hi Reddit readers, In this review i take a look at the THELEMA POD MOD KIT from Lost Vape. The THELEMA POD MOD KIT was supplied for the purpose of this review by Lost Vape.
https://lostvape.com/product-item/thelema-80w-pod-mod/
https://preview.redd.it/e6iptbk2wwv51.jpg?width=1152&format=pjpg&auto=webp&s=ff09d1f2d680d503c76c5f61e264049a611a115e
Introduction
Lost Vape are one of the most respected vaping manufacturer and best known for offering premium DNA devices to the mainstream vaper. We then had the innovative DNA Go device which was the forerunner to the latest Pod Mod trend!
In recent times Lost Vape have been concentrating on their own Quest chip and coil technology leaving many including me wondering just what direction are Lost Vape going to take in the future and will it be for the better?
Then came the 250C DNA Centaurus which had a mixed response due to Lost Vape playing it safe with a familiar design but is now selling well and becoming increasingly popular and here with the Thelema we have a Pod Mod with premium build quality that ticks a tonne of boxes, it seems we needn't of worried as Lost Vape have started hitting their straps again!
The Thelema is a Power only device offering variable wattage from 5w to 80w and a colour screen which can be customised. The Thelema features an e-liquid viewing window, adjustable airflow, top-fill, DL and MTL capability and a whopping 3000mAh in built battery, coming in a load of Leather spine options let's give the Thelema a good look!
___________________________________________________________________
In The Box
https://preview.redd.it/d66xw745wwv51.jpg?width=735&format=pjpg&auto=webp&s=480bf061b3b88206bf0dd07a2beeebe93c45943c
Contents:
1 Thelema Device 1 4ml Pod 1 0.3ohm UB V2 M1 Coil 1 0.2ohm UB V2 M4 Coil 1 Type-C USB Cable 1 510 MTL Drip Tip 1 510 DL Drip Tip 1 Warranty Card 1 User Manual
https://preview.redd.it/0b7jzd37wwv51.jpg?width=1076&format=pjpg&auto=webp&s=daeb4a7540083a0d16f5764eacca9e77d79ed0c6
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Aesthetics and Ergonomics
The Thelema came in cardboard box packaging with outer cardboard sleeve and on opening everything was neatly placed in one layer. The device is available in three different frames with the choice of three different padded leather spines. I received the Gunmetal with Glossy leather padded spine which is a Ukiran leather with clear plastic covering giving it a glossy look, also available are Ukiran leather spines without the plastic and a Grain Leather finish, the options are SS/Ukiran Leather, Black/Ukiran Leather, Gunmetal/Ukiran Leather, SS/Glossy Leather, Black/Glossy Leather, Gunmetal/Glossy Leather, SS/Grain Leather, Black/Grain Leather and Gunmetal/Grain Leather.
The main chassis is Zinc Alloy and either side towards the front we have a mirrored panel with diagonal etched lined pattern with "LOST VAPE" one side and "THELEMA" the other. Above these panels each side we have a pill shaped airflow slot at a 45 degree angle. On the face central top we have a vertical pill shaped liquid viewing window and below a protruding square fire button. Central we have a screen followed by two horizontal, rectangular navigational buttons that also protrude, right at the bottom of the face we have a Type C USB port. Looking at the base we have venting slots and safety stamps then moving to the top we have the flat top surface of the pod with a silicone piece plugging the fill port towards the rear and 510 drip tip central.
The overall build quality is stellar and with the padded curved spine and large protruding fire button is both comfortable to hold and fire!
https://preview.redd.it/lxnsrzu9wwv51.jpg?width=1470&format=pjpg&auto=webp&s=e90a3da2e6a00cab483098ebcd55726453d52853
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Thelema Specs and Features:
Dimensions - 101mm by 35.3mm by 29.4mm Battery: 3000mAh built-in Lithium battery Body Material: Zinc Alloy Spine Material: Leather Battery Voltage: 3-4.2V Output Voltage: 0.8-4V Power Range: 5-80W Current Range: 0.3-22A Coil Resistance Supported Range: 0.12-5ohm Screen Pixel: 0.96''108*217 Capacity: 4ml Press Fit Coil Installation Adjustable Airflow Control Ring Magnetic Pod Connection Juice Viewing Window Silicone plugged top-fill Type C USB 2A charge rate ColouDesigns: SS/Ukiran Leather, Black/Ukiran Leather, Gunmetal/Ukiran Leather, SS/Glossy Leather, Black/Glossy Leather, Gunmetal/Glossy Leather, SS/Grain Leather, Black/Grain Leather, Gunmetal/Grain Leather
https://preview.redd.it/z1k960xcwwv51.jpg?width=999&format=pjpg&auto=webp&s=ed280fdc35bf3d33f5c57c0bbabcca5a876d494b

https://preview.redd.it/rjzlqjsewwv51.jpg?width=999&format=pjpg&auto=webp&s=11b17ceceb0a79f0e1fe30a70bcdba57670dcd5b
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Much Better Second Time!
I did originally receive the Thelema a few weeks ago when there was very little information online so i guess one of the first few samples. I loved the device finding it overall better than the Voopoo Drag Pod Mods which is what i used as a comparison but while really testing the coils at and above their max wattage, chain vaping etc i did get quite a bit of leaking which then started resulting in leaking while the pod was left attached full of e-liquid overnight. It resulted in e-liquid getting into the device which wasn't great and it seemed the pod bay wasn't as sealed as it should be!
Kudos to Lost Vape for their response who thanked me for reporting my issues and said they would look into it and send another when addressed. Anyway after asking me a few more questions over the next couple of weeks and a further 3 weeks of waiting i was informed a new device was on it's way and i shouldn't have the same problems!
I have given the coils the same rigorous testing as in vaping higher than their recommended wattage to see how they cope and chain vaping to test wicking and have not had any issues this time. Also looking in the bay it all looks perfectly sealed although i have been reluctant to leave a pod attached overnight due to my previous experience but the next day the desk and bottom of the pod has been bone dry so i needn't of worried. It seems Lost Vape have either fixed what caused the issues i had or i just had dodgy coils with a device not quite sealed correctly, it can happen especially with the first sample batch, i am now an happy camper!!!!!!
___________________________________________________________________
The Pod
The Pod holds 4ml of e-liquid and has a transparent tinted body with flat Black solid top which has a centrally positioned metal lined 510 drip tip fitting so you can use your own if you prefer. Towards the rear on the top flat top we have a large silicone piece which on mine has "OILING" and a drop symbol embossed into it but on the retail versions this will say "OPEN". The flap lifts to unplug the generous fill port and stays attached to the pod but also twists out the way so it doesn't need holding while filling, a small detail but i like this a lot and really needed as the fill port is on the rear section of the top of the pod while the viewing window on the device if filling while inserted is on the front!
https://preview.redd.it/rqtspxqhwwv51.jpg?width=980&format=pjpg&auto=webp&s=9779f7806277315a8707447ae5f26b6db6bc26bc
Looking at the base of the pod we have a magnet to each corner and the round opening which allows the coil head to be press fitted into position which will be sealed via an O-ring on the coil head.
https://preview.redd.it/3djcreejwwv51.jpg?width=735&format=pjpg&auto=webp&s=f45a8622b9b6bfe573842ed8a40fa1be6b068643
___________________________________________________________________
The Coil Heads
The Thelema utilises the growing Ultra Boost family of coils which over the last year have constantly been improved and updated. Despite only being version 2 of the Ultra boost coils the process of continual improvement has been ongoing with many reviewers being sent samples regularly to test and fill out spreadsheets regarding their performance and give general feedback.
Included is 2 different Ultra Boost V2 coils, the pre-installed mesh M4 coil head with a 0.2ohm resistance which is recommended between 40w and 60w and the M1 clapton mesh coil head which has a 0.3ohm resistance and is recommended between 30w and 40w. As already mentioned the coil head simply gets press fitted into the base of the pod, just make sure the air inlets line up with the sides of the device for better airflow efficiency!
https://preview.redd.it/wgv1lyilwwv51.jpg?width=1470&format=pjpg&auto=webp&s=1891afb5532ffa237f654a4ccc61ed711e6b8c57
To date the Ultra Boost range offers 6 coil head options which include both an RBA head and a dedicated regular 0.1ohm MTL coil head rated between 8 to 15w for MTL vapers!
https://preview.redd.it/iiz1dp9nwwv51.jpg?width=1092&format=pjpg&auto=webp&s=1f848c4fb1dc65891996a287fd0a919d934fff5a
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The Drip Tips
The top of the pod has a metal lined 510 fitting and included is both a DL and MTL 510 drip tip but of course you can fit your own if you prefer. Although the MTL coil head isn't included when using the 0.3ohm coil i found the MTL drip tip ideal with the restriction i like so which drip tip you use for what style isn't set in stone although with the 0.2ohm coil with airflow fully open is very airy so i would recommend the DL drip tip with this coil!
https://preview.redd.it/q0i9gw2pwwv51.jpg?width=1470&format=pjpg&auto=webp&s=d984885891447a103b2b1d9f82f6dad4fca3924f
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Fitting The Pod
Looking inside the pod bay we can see the Gold plated, spring loaded contacts and a raised magnet to each corner which will line up with the magnets on the pod. We can also see the airflow slot either side which will allow air to get to the base of the coil head. The magnetic connection is very strong and the pod satisfyingly snaps securely in place leaving no play whatsoever!
https://preview.redd.it/ebj8ylmrwwv51.jpg?width=735&format=pjpg&auto=webp&s=4ee50e87928d90cd9cfd9a38d1fd7be6353e340b
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The Airflow
Either side at the top of the device we have a pill shaped slot that allows air to get to the base of the coil. We then have a threaded ring with two cut out sections that screws onto the base of the coil head which when fastened tight the cut out sections line up perfectly with the airflow inlets at the base of the coil head giving fully open airflow. The ring can then be turned to close the airflow exactly to where you prefer it right down to a slither which with a narrow inner bore coil head will give a MTL draw!
https://preview.redd.it/qrl28wktwwv51.jpg?width=980&format=pjpg&auto=webp&s=eced9e88333725582732e9bc7e92789bfb7ba6a2
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Display
The Thelema has a sharp, bright, colour display with a coloured chevron two thirds down with the area above the chevron being shaded the colour that is set and below Black. The chevron, shaded area, and the words "TIME" and "PUFF" are in whatever colour is selected which will be explained in the nest section.
Top left we have the battery status bar and top right the resistance, below we have "POWER" followed by the wattage. Below the chevron to the left we have the duration of your puff and to the right the puff count, when the device is locked a closed padlock appears between vape duration and your vape count.
Finally at the bottom of the display we have a row of 6 different coloured squares, whichever one is highlighted will represent the colour of the already explained items on the screen!
https://preview.redd.it/7c61h44wwwv51.jpg?width=735&format=pjpg&auto=webp&s=51b50d45d6ceb966cdf1bf381b184c4bf521af01
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Navigating The Thelema
The Thelema is the usual 5 clicks of the fire button to turn on and 5 clicks to turn off, after no activity for 10 seconds the screen dims and if no activity for a further 10 seconds the device goes into sleep mode. When in sleep mode any button press wakes the device up and their is no delay whatsoever when firing from the device being asleep! The wattage adjusts in 0.5W increments from 5W all the way up to 80W, it scrolls at a decent speed and round robins!
https://preview.redd.it/g35t2ryxwwv51.jpg?width=1151&format=pjpg&auto=webp&s=0a22f953688b8d5821c9dc0a0daf08d87476f0c6
Both navigational buttons pressed together locks and unlocks those buttons, when locked the device still fires. Down and fire together resets the puff count and each time up and fire is pressed together the next colour square at the bottom of the display is highlighted and certain accents and information on the screen becomes that colour, the colour options are Cyan, Yellow, White, Red, Green and Purple. That's it, a very simple wattage only device!
https://preview.redd.it/tr5y52pzwwv51.jpg?width=1470&format=pjpg&auto=webp&s=4a295dd01727f31cd545bdff0ae78a79251cf8f1
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Protections:
Low Battery Protection Check Atomizer Protection Short Circuit Protection Temperature Protection 10s Overtime Protection
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Charging
The Thelema has an in-built 3000mAh battery which is charged via the Type C USB port and supports a charge rate up to 2A. During charging a battery charging progress bar appears which becomes static on all bars full once fully charged, it took around 2hours to fully charge!
https://preview.redd.it/3tuta2x1xwv51.jpg?width=1059&format=pjpg&auto=webp&s=1d44ba5dbc5ca701fcc40849bd61b79ef02e69ac
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My Experience Using The Thelema And Thoughts!
Very little wrong with this device and without doubt it's premium when it comes to build quality compared to other pod mods with only the Drag X coming close in this regard when it comes to non IP67 pod mods.
The pod although only slightly tinted looks much darker through the viewing window once inserted so you do need reasonable light to view your liquid level although i did manage to constantly monitor the level without needing to remove the pod just feel it should be clearer! Normally pods have a tinted finish for cosmetic purposes but as the whole pod gets inserted into the device i really have no idea why it isn't completely clear which would make viewing so much easier!
Also having the fill port at the rear on the top and the viewing window on the front seems awkward at first as you would naturally have the spine facing you for a rear port, luckily because the design allows the silicone plug piece to be rotated out the way and doesn't need holding not an issue but just seems strange at first!
As far as i can make out the Thelema actually has an 18650 sealed inside and although not a con for everybody there will be many like me who wish it just had an hatch door design allowing the 18650 to be swapped out and charged externally!
My only other niggle is that the adjustable airflow design will allow for MTL with a MTL coil head and indeed you even get a MTL drip tip included so why no MTL coil included? There is one available so even for me if the 0.2ohm coil head was emitted (not that their is anything wrong with this coil head) it would make so much more sense to me for a device promoting it can be used for both styles to be capable of that out the box before a future purchase!
The rest is pros all the way, although not the clearest as mentioned the e-liquid level can be checked without moving the pod as can it be filled quickly and mess free. The adjustable airflow works great and is so much more akin to the performance of adjustable airflow on a tank rather than the sort of design found on the Drag S/X which doesn't have the same precision which makes it a DL device only unless buying an RDTA with independent airflow for it.
The performance is great hitting set wattage without delay and like the Drag X i notice a spike in power for the first 0.5 seconds which helps in this regard. The 0.2ohm coil head gives very decent flavour and i found this more suited to an airy draw, liking some restriction i had the airflow two thirds open and settled at 45w. The star for me is the 0.3ohm clapton mesh coil head which i found gives better flavour than any of the Voopoo PnP coil heads i have used and is so versatile with a wide flavour range span dependant on airflow setting. With this coil head i had the airflow just one third open for a restricted direct lung draw which allowed me to get the flavour and warmth at just 20w under it's 30 to 40w recommendation but both these coils will comfortably do their max wattage recommendations and wick just fine but they become a toasty vape and only suited at the higher wattage with fully open airflow in my opinion!
I like the fact that Lost Vape seem settled and focussed on continuingly improving the same range of coil heads so we have cross compatibility across many devices which will also ensure availability in the future. I also like the Ultra Boost range as it covers most wattage ranges from a 8 to 15w MTL vape right up to 80w, as well as an available RBA.
3000mAh is as good as i have come across with this style of pod mod with internal battery and both having Type C USB and a 2A charge rate are both great allowing the device to be fully charged in 2 hours. It doesn't support pass-through but then i don't think other than testing for pass-through support i have ever vaped using a charging device so subjectively not an issue for me but could be to others.
Finally it's worth mentioning this is a final sample before the retail version and unlike the earlier sample which gave me issues regarding leaking as explained earlier this time i have had no leaking or any other issues whatsoever!
https://preview.redd.it/z1cmshx3xwv51.jpg?width=735&format=pjpg&auto=webp&s=6cf838b372bce537f6619608a7a7921767a9d588

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Likes
Premium build quality Loads of different Leather spine options Ergonomic and aesthetically pleasing to the eye 3 Different frame colour options Simple to use Colour customisable display Fires without delay Adjustable airflow (works great!) 510 metal lined drip tip fitting MTL and DL drip tips included (also can use your own) Device can be used for both DL and MTL with appropriate coil heads Top-fill E-liquid viewing window Uses improved Ultra Boost Coils (MTL and RBA heads available) Cross compatibility 0.2ohm M4 coil head gives very good flavour 0.3ohm M1 Clapton mesh coil head gives excellent flavour and good versatility 3000mAh battery Type C USB 2A charge rate, charges in 2 hours
Cons
Pod tinted No MTL coil head included Can't charge battery externally Doesn't support pass-through
I would once again like to thank Lost Vape for supplying the Thelema Pod Mod Kit for the purpose of this review, thanks for reading and stay safe!
https://lostvape.com/product-item/thelema-80w-pod-mod/
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submitted by Timwis123 to Vaping [link] [comments]


2020.10.28 16:04 UpgradeTech After 10 years, here’s my (mostly complete) Fallout New Vegas music CD and record collection containing the songs from the game’s radio soundtrack from 1942 to 2009.

Hello all. With the 10-year anniversary of Fallout: New Vegas, I wanted to share with you a project I have been working on for the past couple of years. I have been trying to collect the music of the Fallout series on the original records as a way to bring the games to life.
I've been working on other similar video game record collections, however, the Fallout series has proven to be a combination of both fascinating and frustrating in tracking down the original versions of the songs used in the game which run the gamut from shellac 78s, vinyl LPs and 45s to enormous 16 inch transcription discs, radio broadcasts, re-recordings, Snader Telescriptions, 8 tracks, and stock music. New Vegas runs the gamut from 1942-2009 and every decade and music format in between.
For those of you impatient with this wall of text to see another wall of text, but with far more pictures mostly alphabetized by artist, here's the link where I try to document every single record used in Fallout: New Vegas' various main radio stations, Radio New Vegas, Black Mountain Radio, and Mojave Music Radio.
https://imgur.com/a/vCoH9Y1
Important: Imgur may or many not prompt you to click on "Expand More Images"; the image album goes far beyond 10 pictures.
And of course we can't forget Mr. New Vegas aka Wayne Newton and perhaps his most famous single "Danke Schoen". Though some might say his voice is very different; many people confuse it with a woman's voice.

Breakdown by decade.

This is a continuation of my previous post on the 10 year anniversary of Fallout 3. https://www.reddit.com/Fallout/comments/9rkz6y/after_10_years_of_fallout_3_heres_my_mostly/
Compared the Fallout 3, finding the records for New Vegas was more difficult since many weren’t available as jukebox singles, only came on albums, were the wrong versions, or just more rare overall.
4 songs were re-recordings/obscure versions and very uncommon to find outside the game since radios do not use the more famous originals: “Heartaches by the Number”, “It’s a Sin to Tell a Lie”, “Why Don’t You Do Right”, “Hangover Heart”. (Also an easy way to check if a Spotify or YouTube playlist compilation of the New Vegas soundtrack accurately uses the in-game versions) See also: “Jingle Jangle Jingle”.
New Vegas' soundtrack also tends to move forward in time with more records being first issued on the newly invented vinyl record instead of shellac 78s. More of them largely exist only on albums and weren't issued as singles.
Of course with albums comes cover art. While Fallout 3 had one song associated with a nudist film, a couple of pieces of album art for New Vegas feature a number of provocative poses even if it has nothing to do with the song itself, be warned that it is Sin City indeed.
Of course, people know the story of why Elvis was way too expensive to put in New Vegas. As for Rat Pack songs, there's one each for Sinatra and Dean Martin from their Capitol recording days. Sammy Davis Jr. would be a Decca records guy at the time (the label is much rarer to find in New Vegas compared to Fallout 3), but he is represented in the game as Tommy Torini.

1940s

  • "Jingle Jangle Jingle" was recorded for Columbia Records in 1942, the same year as "Praise the Lord and Pass the Ammunition". However, Fallout 76 actually uses the 1962 version of the song made after Kay Kyser retired, made with former members of his orchestra for Capitol Records. Weirdly, there are a couple of videos on youtube with the New Vegas logo for "Jingle Jangle Jingle" with millions of views that are using the wrong version of the song. It's not the in-game Columbia Records version, but taken from the same 1962 Capitol Records album that Fallout 76 uses. Though it hasn't been picked up by youtube's copyright ContentID program compared to the in-game version.
  • "Stars of the Midnight Range" is another one of those darn 16 inch transcription discs. Imagine taking a record and enlarging it to the size of your car hubcap. Like Fallout 3's Bob Crosby songs, you need a turntable that can actually accommodate the increased size. Standard turntables will cause the record to overlap the tonearm itself. According to his autobiography, Johnny Bond recorded it in 1944. The same Soundies Inc. CD album reissue also provided "Headin' Down the Wrong Highway" used in Fallout 76 which is the only other "new" Soundies transcription song used after the dissolution of the archiving company after the death of the archivist.
  • "It's a Sin" is the only RCA Victor song in New Vegas, similar to "Anything Goes" from Fallout 3. Eddy Arnold recorded it in 1946. It would take until Fallout 4 to more RCA Victor song to appear in Fallout. Probably unsurprisingly, there are quite a few songs that talk about sin in New Vegas.
  • "Mad About the Boy" is another 16 inch transcription disc song. Helen Forrest recorded this Noel Coward standard in the 1949-1950 period with the rather impressively-named Carmen Dragon and his orchestra. Fallout being Fallout means that this transcription disc uses vertical grooves (up and down) instead of the more common lateral grooves (side to side). If you look very closely at the huge record sleeve, there are enormous letters that say "VERTICAL". In the days before stereo sound, the idea was that since transcription disc turntables used rubber idler wheels that horizontally rub to rotate the platter, this imparts noise in the playback since the needle also moves horizontally. Therefore the grooves should undulate up and down to avoid excess noise to get good mono playback. When stereo sound was perfected a decade or so later, grooves would move the needle up-down and left-right to get two discrete stereo channels. As such, since my cartridge is meant for lateral discs, I can't actually play this disc until I find a stereo cartridge for the tonearm, Fallout being Fallout.

1950s

  • "Orange Colored Sky" doesn't actually appear in-game, though it was prominently used in a 2010 TV trailer for New Vegas. It sort of languished in obscurity with the other Fallout trailer song "Dear Hearts and Gentle People" until they finally made it into a Fallout game with 2015's Fallout 4. It was recorded by Nat King Cole in 1950 for Capitol Records. New Vegas would actually be the first in the series to start to use Capitol Records songs.
This is also the last shellac 78 used for New Vegas before the soundtrack transitions into the newer vinyl era.
By the way there is an interesting Nat King Cole song that encapsulates the Fallout soundtrack called "Mr. Cole Won't Rock and Roll". It doesn't appear on the original 1966 release of the album Live at the Sands released after his death in 1965, but it does on the CD reissue.

1960s

  • "Ain't That a Kick in the Head" is also pretty iconic and was featured in the film Ocean's 11 in 1960. Unusually for a Dean Martin Capitol Records 45, this is rather hard to find. It apparently failed to chart despite being in the movie. Probably because it didn't do too well, the budget compilation album company Pickwick reissued the song a lot on so-called "Greatest Hits" albums. The 1957 Pickwick album You Can't Love 'Em All is probably the earliest reissue and one of the most common. Though the end credits still credit Capitol Records for the song so they likely still retain the rights.
  • "Blue Moon" is the only other Rat Pack song in New Vegas, this time by Frank Sinatra himself. It was taken from the 1961 Capitol Records album Sinatra's Swingin' Session!!! and doesn't appear to have been issued as a single though there are some obscure EP versions that cut down the album. This was his third to last studio album for Capitol Records, though it is a partial re-make of an album he had made previously for Columbia Records ten years ago when he was still a bobby-soxer heartthrob. By 1960, Sinatra would be rather preoccupied with launching his own record label, Reprise. Of course it didn't stop Capitol from releasing a number of compilation albums after his departure from the label.
  • "Happy Times" is another Bert Weedon guitar instrumental. It was originally titled "China Doll" and released in on HMV (His Master's Voice) records in 1961. People of a certain age from the UK may recall when 45s came with knock-out centres lest they suffer from the record dinker tool to force them to fit in a jukebox.

1970s

Meanwhile, director Ridley Scott was riding on a wave of fame after the release of Alien in 1979. To keep up his directing chops, he made a series of commercials for Chanel No. 5, the perfume. The first was the radically different Blue Sky commercial with a woman lounging by a pool with the tagline “Share the Fantasy”.
The second came out in 1982, known officially as “L'invitation au rêve - Le jardin”.
There are several different versions with dialog, but they all feature the same images of the mysterious woman and man and personal questions.
https://www.youtube.com/watch?v=dx3Na_7inPI
https://www.youtube.com/watch?v=B_AHJ3miqLE
The curious thing about the commercial is that it uses the re-recording of “I Don’t Want to Set the World on Fire” from this very same album. The commercial garnered a feature in the December 14, 1982 issue of the New York Times, but it does not mention the discrepancy in the recordings. The recording proved so popular in France that it led to a reissue of the album in 1983 with a new cover evoking scenes from the commercial spot and sprinkling of piano present in the commercial, but not in the original 1979 album.
Later the same year in 1982, Ridley Scott would complete Blade Runner which featured similar imagery from the commercial and another Ink Spots song in the original trailer "If I Didn't Care". This was cut from the theatrical release and replaced with the soundalike "One More Kiss, Dear". The original Ink Spots tune is restored depending on which version of the movie you have.
For "It's a Sin to Tell a Lie", it's arguably one of Billy Kenny's last recordings before he died in 1978.
Again, you have to be careful with buying the Ink Spots on vinyl LPs. After the Ink Spots broke up, many impostor groups rand around recording under the Ink Spots name even if they didn't have any original members. At best for Ink Spots LPs you can have mono or fake stereo, but original recordings, the worst will have entirely new re-recordings with no original members. Most of the Ink Spots repertoire was originally recorded on mono shellac 78s and a couple of the songs used in Fallout never made the jump to vinyl. If you want to find vinyl compilation albums with the original versions you know and love from the games, try to find labels and the subsidiaries which hold the original rights like Decca, MCA, and Brunswick to reduce the chance of them being re-recordings.
Of course for "It's a Sin to Tell a Lie", it is taken from an album of re-recordings though with Bill Kenny as the original member. I've been able to confirm the following issues as having the New Vegas version of the song though it could be there are others especially on compilations with other artists. While all of the other Ink Spots songs used in Fallout are licensed from Decca/Geffen Records, the New Vegas end credits for this song mention a Dominion Entertainment which appears to be a K-Tel subsidiary which also provided the other oddball New Vegas song "Heartaches by the Number". I'm not sure how Spotify would categorize this.
  1. The Ink Spots originally recorded "It's a Sin to Tell a Lie" for Decca Records in 1941, but New Vegas does not use this version of the song.
  2. Bill Kenny did record "It's a Sin to Tell a Lie" for Mercury Records in 1962 for the album Bill Kenny Sings the Golden Hits of the Ink Spots, but this is a different version.
  3. If I Didn't Care (1979) is the first known issue of the New Vegas version of the song. It had a couple of issues in 1979 under the Columbia subsidiaries of CBS/51 West Records. Unfortunately, it's a rather vague title featuring the Ink Spots' best-selling song, muddling searches quite a bit. It features a fountain pen, an ink bottle and a rose on the cover. Depending on which format you find the album, it may or may not actually mention if it's re-recordings. The LP says it's full of "previously released material", but I have not managed to find an earlier issue of these recordings. The cover and the label mention a certain "Springboard International" and "Koala Record Company".
Here is the 8-track issue of the song in the most 70s way I can think of, with a space age Weltron and a lava lamp. Around the middle you get the dreaded fade-out and fade-in that people of a certain age may remember about the quirks of the 8-track format.
  1. Ink Spots Greatest Hits (1982) again has a rather vague title, but it was made by Era Records. I don't know why the cover art features a woman in a suggestive pose covered in stars if none of the titles reference this. I guess it was the 80s. The cover does mention that it's re-recordings by "Key Seven Music" and "Dominion Music Corporation".
  2. The World on Fire (I Don't Want to Set...) (1983) Again, the title is rather vague, but this is an unusual French issue under Carrere/Media Plus. The cover art features imagery from the Chanel No. 5 perfume commercial as mentioned above with the man and the tower looking on a man and a woman enjoying a chance meeting. The text boxes reference this with "Musique originale du spot TV" (Original music from the TV commercial) and "Nouveaux enregistrements" (New recordings). There also was a lead single 45 with the same cover art, but it only has the version of "I Don't Want to Set the World on Fire" from the commercial and "We Three (My Echo My Shadow and Me)". The cover mentions "Kilo Music Limited" and "Key Seven Music".
My copy actually appears to be signed by Harold Winley, Jim Nabbie, Sony Hatchett, and King Drake aka the Jim Nabbie's Ink Spots. There's an interesting article from the August 1, 1985 issue of South Florida Sun Sentinel about the Jim Nabbie's Ink Spots suing other Ink Spots groups for using the Ink Spots name. Whatever the case, they were not present at the original 1941 recording sessions for "I Don't Want to Set the World on Fire" and "It's a Sin to Tell a Lie", nor does it appear that Bill Kenny sang with the group at the 1978 recording session. Apparently they were based around the Florida area and I'd love to know the circumstances that led them to signing an Ink Spots record pressed in France.
One more note on this song: I haven't been able to find much about the recording of the album. There is some information about the album having being made in Nashville in some newspaper articles for the Vancouver Sun in 1982-1983 by Denny Boyd. It was brought forth by Bill Kenny's widow Audrey McBurney who apparently tried to sue the Chanel No. 5 perfume corporation for unauthorized use of the song from the album. Other newspaper articles from 1985-1992 either misidentify or correctly identify the version of the song used in the commercial.
https://imgur.com/a/5pgwPPE
Presumably there would be more information about the album in the court case if it still exists. I've tried to visit a couple of legal libraries over the years, but Canadian court cases and appeals are hard to get this side of the border and since it took place around 1982, it is before the 1985 digitization limit. The case was possibly dropped and settled out of court, but if there are any Canadian Fallout fans who have access to the legal archives in Vancouver, I'd greatly appreciate any help in this matter on Bill Kenny's last album.

1980s

The New Vegas version was recorded in 1980 for K-Tel Records in Nashville. The end credits of New Vegas for the song do not mention Columbia Records, the original label, like they do for "Big Iron" and "Jingle Jangle Jingle". Instead it's "Dominion Entertainment" again like for "It's a Sin to Tell a Lie". Dominion Entertainment also appears appears to be a K-Tel subsidiary I'm not sure how Spotify would categorize this.
Candlelite Records provided the earliest issue of the New Vegas version that I could find. There appears to have been an acquisition/lawsuit/bankruptcy between Candlelite and K-Tel in 1980 and 1984. However, they were multiple Candlelite compilations issued in 1983 which have the New Vegas version.
  1. The Top 100 Country Hits of All Time (1983) This is a long 5 LP set (or 3 8-track) Candlelite set. The minuscule asterisks mention this version of the song is a re-recording by the original artist provided by "Imperial Music".
  2. The 1950's Rock and Roll Music Collection - Looking Back (1983) This is part of a colorful Candlelite series, this one is yellow and features a woman precariously rocking back at a bowling alley. It's a 3 LP set with a large booklet featuring random 1950s trivia. The album mentions a random mix of original and re-recordings by the original artist, some provided by "Imperial Music".
  3. Country Music Cavalcade - Nashville Graffiti (1983) 3 LPs. This is a confusing issue for Candlelite Records. First, there is a nearly identical 1976 version of Nashville Graffiti which uses the CBS/Columbia Records version aka the original recording not used in New Vegas. Cavalcade is also a series with nearly identical covers which have different bylines like "Welcome to Candlelite Country" while emphasis should be placed on the Nashville Graffiti byline for the New Vegas version. The cover is a scribbly one-line type drawing with a man and woman singing next to a jukebox and a car near a diner. It mentions re-recordings from "Key Seven Music".
  4. Heat of the 50s (1987) This is a cassette released by Master Sound a subsidiary of the Mastertronic video game company from the UK. There's a long story about this release, but the intriguing thing is that it also has the version of "It's a Sin to Tell a Lie" from New Vegas as well which is extremely unusual. The cover features black and white clipart of a man dancing? The tape does mention re-recordings from "Kilo Music Limited".
  5. Those Fabulous 50s (1988) Another UK release from Ocean Records. The lamination is unfortunately peeling off from the cover which features a large closeup of a car. The label does mention re-recordings from "Kilo Music Limited".
  6. Hooked on Country (1990) Another UK release, this time a true-blue K-Tel record instead of one of its subsidiaries. It's a gatefold for a single LP with 50 non-stop country classics. Because it's non-stop, it's mostly one giant groove with no track separations, so cuing is a little difficult. The track credits are a bit of a mess with some tracks being re-recorded and some not. "Heartaches" is credited to a "S J Productions Inc." You can actually hear the New Vegas version of "Heartaches on this very old K-Tel TV commercial for the album.
There are likely other issues, but these are the ones I found so far with the New Vegas version. I also have a large number of "duds" from various countries which do not have the version featured in Fallout.
This is the last track used in New Vegas that was originally issued on vinyl before the soundtrack moves forward into the newer CD era.

1990s

Much of this information comes from the physical CDs themselves and their liner notes booklets. Surprisingly, the original CDs were among the hardest things to track down for New Vegas. Some people assume these songs were composed specifically for New Vegas mostly because they don't seem to exist outside of New Vegas. But these were songs composed by many talented musicians who are still working today. I will try to list instances where the song also appeared in media earlier than New Vegas.
You may recognize the other Dick Walter tracks on the Pure Big Band KPM CD set. "Hey, Hot Lips!" was used on the UK version of Whose Line is It Anyway? for the Narrate scenes back in the 1990s. The US version uses a slightly less sleazy version for its narrate scenes. "Hot Liquorice" was also used in 1998 X-Files "Triangle" episode and the Boggart scene coming from the gramophone Harry Potter and the Prisoner of Azkaban.

2000s

Here we are firmly in the CD era and some of Fallout's most modern songs. Some of these CDs would be issued on cardboard digipaks instead of plastic jewel cases.

TL;DR

Like all Fallout games, trying to track down the original releases and information about the songs in New Vegas was simultaneously interesting, rewarding, surprising, and very frustrating since so little information seems to exist about many of the songs outside of the game and the wide range of formats from shellac to vinyl to transcription discs to reel to reel tape to 8-tracks to cassettes to CDs. And yet after 10 years on the anniversary, it is still incomplete and I'm still looking.
Continued below...
submitted by UpgradeTech to Fallout [link] [comments]


2020.10.28 05:56 Wyvern_68 1st Month With Ignition Interlock Review - Texas

I see a lot of posts regarding ignition interlocks and asking what the experience is like. You will come across a lot of anecdotal inputs regarding batteries draining, lock outs, false positives, etc.
I just finished my 1st month with my IID and figured I'd share as much information as possible given how much I used this sub and Google to try and get an idea of what it would be like.
BLUF (bottom line, up front): It's not as bad as all the horror stories online make it seem. You will get used to it in no time.
Background
Got arrested for DUI June 2020, blew .20. Got put on 18 months probation with 6 months IID. Lawyer and DA agreed to let me serve 6 months of IID versus the usually mandatory 1/2 of probation term (9 months).
When I plead guilty to the judge via zoom, I was told I had 20 days to get my IID installed. That Friday, when I went to my probation orientation, I got a text message from my eventual probation officer to get my IID with Smart Start. I thought this was odd and asked the probation orientation officer and my lawyer if I had to go with a specific provider, they both said no. Turns out he was recommending it to me. I looked up Smart Start and they had a location about 5-10 minutes away from me and they had decent reviews, so I decided to give them a shot and hopefully get on my PO's good graces before even meeting with him.
I also asked during the probation orientation if I had to get an IID on every car I owned seeing as I have 2 cars in my name and a 3rd that I drive regularly (my car, wife's car, and my father's car which I use as my daily). Orientation officer said no, that it is on the car I drive the most and I could not drive a car without an IID in it. Reading the terms of my probation, it states "IID in all vehicles owned or on vehicle driven the most." or something like that.
The Install
About a week into my 20 days to get the IID installed, I called the 1800 Smart Start number and made an appointment. They asked for my vehicle's make and model, vin #, and told me to bring my insurance, proof of residency (water utility bill), 2 forms of ID (DL and SSN card), payment (credit card), and any case paperwork (the terms of my probation). I was able to get the date and time I wanted since I needed to schedule it around my work hours. The cost would be about $89 a month ($7 of which included the device warranty).
I arrived a few minutes before my appointment and was let in. I provided my required documents (my insurance wasn't asked for) and had copies made of all. I then drove my car into the bay for the install to begin. A technician came by and went over the device with me and how to provide a sample.
The Smart Start device uses the "blow and hum." Don't read too much into this! It's basically blowing air into the device while engaging your lips against the device to make your mouth vibrate, thus hum.
The technician had a device at the window and new mouth pieces for you to practice with as many times while you wait for the install. You watch a couple of videos and go over a few forms. I paid for the install and first month and was told that I would have to come back every month from that date forward, with the ability to show up 5 days before. During these appointments, I was told I would pay the monthly fee and have my previous month's data collected.
The install took about 90 minutes of the scheduled 2 hours. When it was done, I was taken to my car and asked to start it. The install was very clean and I did not notice any damage to my vehicle. It is the hand held unit which has a coiled rubber cord that runs under your dashboard. The camera is placed on the windshield and points to the driver with the cable neatly tucked into the interior.
Using the IID
My car is a 2019 Mustang with push start and manual transmission. I press the push start once (with my foot off the clutch) to put my car in accessory mode. This is the same as turning your key all the way forward without turning the engine over. The unit will click, light up, and display a message saying that it is warming up (HEATING). When it is ready, it will beep and the screen will say BLOW. You provide a sample, the screen says ANALYZING, and then displays your results. I have only provided samples that register as PASS so I cannot go into detail regarding false positives, fails, lock outs, etc. After the screen reads PASS, you can start your vehicle and drive freely. Sometime afterwards, randomly, the handheld unit will beep and ask you to provide a sample within the next 6 minutes. It is recommended that you pull over, however, I have found it easy enough to continue to drive and provide a sample. Again, it will analyze and display your results.
Driving home from the install, I got hit with a rolling retest about 15 minutes later (I drove around long enough to make sure I got one to see what it was like). Was a little nervous but was able to do it while still driving and register a pass. When I got home, I realized that it wasn't so bad. I took the car out again an hour or so later just to be sure I was comfortable with the process. After that first day I realized how it wasn't that much of a big deal.
When you stop the car, the device gives you about 2 minutes to restart without having to blow again. The hand held unit displays a countdown. I've used this once when I stopped my car, ran inside the house, grabbed something, and got back into my car just in time to start the car without having to blow again.
The technician at Smart Start said I would have to provide 2 samples a day, which most people accomplish by driving to work and driving home. I told him and my PO that I work from home and don't drive everyday unless something comes up. My PO told me to still blow into the unit when I wake up and before I go to bed.
A week from your monthly appointment, the screen will read APPT MM/DD (month/day). I was told I can go up to 5 days before my appointment. If you do not make the appointment, the unit locks you out of your car.
I called the local Smart Start office I got the installation done at and asked what time would be best. I was told to arrive at a certain window as they would be performing an install beforehand and would not be able to assist me.
When I arrived, I drove up, the technician opened his window, I handed him the unit, and he handed me a usb cable to plug into the camera. After a couple of minutes, I handed him my credit card to pay for that month. I was told to turn off the car and the technician came out to verify that I hadn't tampered with the install. Afterwards I disconnected the usb cable and was handed the hand held unit back. I was handed a print out, I started the vehicle as usual, and drove off. When I got home, I sent a copy of the print out to my PO just for his awareness and records.
First month in the books, 5 more to go!
Feedback
I was worried about the unit draining my battery, given all that I had read. I used my car's battery gauge on my digital dashboard to keep track. My car enters accessory mode at approximately 11.5 volts, starts up and idles around 12-12.5 volts, and can get up to 14.5 when driving. I have had no issues with my battery voltage dropping in the month I've had the unit.
Driving with the unit is easy, the beep for the random retest is loud enough to hear over your music and hard to miss. Having to drive and shift the transmission is still easy enough with having to use the device.
The biggest issue is just the hassle. I can no longer just jump into my car and go. The unit has to warm up and noticeably takes longer depending on how long the car has been off or how cold it is outside. Other people can drive your vehicle as long as they work the IID but most people consider it too much of a hassle.
Also, if I am going to be somewhere and will need to provide a sample (for example, if I'm going to be out late), I have to take my vehicle since my son's car seat cannot fit in my car, so my wife will take her SUV with my son and I will meet them wherever we are going.
Once you get used to driving with the unit, it isn't too bad. I've had the retests pop up anywhere from 5 minutes from starting to 15-20 minutes. The retests after the 1st retest range from 5 minutes to up to 15-20.
Recommendations
Plan to get used to waiting in your car a minute or two while the unit warms up. Be mindful of what you eat or drink before providing a sample. I no longer use mouthwash or brush my teeth immediately before driving and if I have just ate something, I wash out my mouth and take a few drinks of water. I also keep water in my car just incase the same situation arises during my driving.
If I'm late providing a sample (sometimes I get caught up in work in the morning and don't get to start my car until around 10am), I email my PO and let him know. That way I am being transparent if he has any questions in the future.
If you drive regularly, that should be enough for your car's alternator to charge your battery to make up for any draining that may have occurred.
If I park in a public place, I put the unit under my seat. The camera is still visible on the windshield, so I usually try and park in an area with a lot of foot traffic (up front in the grocery stores or by the gas pumps). I park my car in the driveway instead of on the curb to keep anyone from getting any ideas.
The easiest way to deal with the unit not screwing you over is to just not drink and try to get around the system. I had an uncle on 10 years probation with an IID and he kept violating by trying to drink and have the unit at the same time.
Overall
The IID isn't hard to use and I've been working hard to make sure I don't have a false positive or failure. After awhile, you get used to using the unit and almost forget what it was like to drive without an IID. The best way to get this over with in the quickest fashion possible is to not bother trying to chance or game the device.
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2020.10.27 13:03 Buck_Joffrey Wealth Formula Episode 235: Cashing in with Cash Machines!

Catch the full episode: https://www.wealthformula.com/podcast/235-cashing-in-with-cash-machines/
Buck: Welcome back to the show everyone. Today my guest on Wealth Formula Podcast is Daryl Heller. Daryl is a venture capitalist and an entrepreneur and the founder of Heller Capital which he is also the ceo of Heller Capital and Daryl is actually the newest partners of the Wealth Formula investor group with some exciting stuff going on over there. So with that Daryl welcome to the show.
Daryl: Thank you Buck. Pleasure to be part of the show today. I appreciate the opportunity.
Buck: Yeah and you know so just for those who don't have an idea of exactly kind of where what exactly you're doing there over at Heller Capital maybe you can kind of tell us about what that is and then ultimately specifically you know why you got into the business that we're going to talk about today which is the business of automatic teller machines or ATM machines.
Daryl: Yeah I'd be glad to. So my history is telecom technology entrepreneur started my first company I was in college ended up being fortunate enough to take a few to financial events and then about the 2012 time period I moved into private equity and Heller capital group owns anywhere from 12 to 15 operating companies three to five private placements at any given time and you know has a market cap of around 500 million right now. In terms of ATMs that's a bit more interesting in 2011, I ended up having an opportunity to invest into this space and did a significant amount of diligence and found out there's very thick operating margins and initially saw it and still do today as a real estate play where we could capture a lot of real estate and end up monetizing that real estate with things beyond ATMs so but we're sitting here you know many years later nine going on 10 years later and having the same success and even higher success as we'll talk about today I'm sure than we had back in 2011. So you know that's how I got into the space I have about 15 million in the ATM space. I'm a firm believer in the old Microsoft adage that you eat your own dog food first and accordingly you know I've done just that.
Buck: Yeah and we're talking about 15 million of your own money in there. So how do you make money from owning ATMs, I mean you know give us a sense of you how does of course when you go to a chase and you already have a chase account you don't pay any money but a lot of this has to do with you know the the the surcharges right how does that work and you know what kind of volumes do you typically see in an ATM machine in a given day?
Daryl: Yeah our ATMs are what I would call a very defined demographic that is strategic by nature, for example mall groups we deselected about five six years ago fortunately we did with covet as they got crushed there we saw online retail I'm really impacting it. So our demographic is in this kind of on banked and under bank that's a high percentage of it, I'm sure we'll speak more to that later but in terms of how we make money within that demographic essentially an operator, our management company charges the user you know anywhere from 2.50 to 3.50 for each transaction that they make plus on top of that the operator makes around 25 for something called interchange so their revenue stream would be surcharge plus interchange and then the rule of thumb this varies obviously Buck but the rule of thumb is 20 to 30 percent could go to the retail location, 25 to 30 percent goes into the the WF Velocity fund that we're talking about today and then generally in that you know 40 to 55 percent is retained by the management company to operate the ATM and then the management company aggregates ATMs into large pools, blends the returns for WF Velocity fund it removes it removes seasonality the demographic issues all those other volatilities and then we as the owner of the ATM get paid a percentage of that surcharge generated at the ATM. So that's how it works in terms of you ask volume levels if you're going to use a rule of thumb for the type of demographics we're in we're generally around that in that 500 range, we get paid on slightly less than that the management company keeps insurance buffer in there for themselves which is you know how we came through Covid completely unimpacted. But that's essentially the revenue model and how you make money with an ATM.
Buck: So one of my one of the members of an Investor Club emailed me when we started we had this offering the WF Velocity fund, which is open of course only to accredited investors, and he says the first question I had in my mind is who uses cash? Now I know I don't use it much and you probably don't either however statistically year over year the cash numbers are actually going up isn't that correct. So who's using cash?
Daryl: Yeah that is correct the monetary system's growing both in the US there's some interesting stats in the US and certainly at a worldwide level but yeah I asked myself the same question back in 2011 and I remember reading an article from 1999 on the Wall Street talking about cash will be dead in a few years well you know we're now 20 plus years beyond 1999 and cash is actually growing and we now have empirical data for the last nine years to actually show that it's incrementing up not decrementing down and and it really comes down to again that demographic issue. Buck you and I and many of the people listening to the show today are not using their ATM card much. However the focus is those that lack credit thus credit card access so again that on bank and under bank which is a large demographic already and a growing demographic so it's those who lack credit and thus credit card access you know credit challenges those who use prepaid cards which kind of plays into the EBT side our our government welfare system is now running a prepaid it has been for many years and will continue to be so that's a big focus of our demographic is people using their EBT called EBT card and it's essentially their bank an ATM is seen as their bank given a lot of them don't have bank accounts they're working on prepaid cards. And then you know ATMs get used for transferring funds and other functions in lieu of online banking which kind of ties into you know there's a demographic of people out there that just distrust credit cards given all the credit card breaches some of the big retailers over the past few years and just prefer to do their online on a machine versus you know through you know their version of how it would run on the internet side. And then you know there's just a segment of people when it's growing that simply prefer cash that maybe don't fit into the unbanked and under bank but they prefer cash. I mean for example 10 years ago you know all employers would give you a paycheck and you'd go to the bank and cash your paycheck and take a couple hundred dollars out. Now it's all ACH or wired. So you know at some point you have to go get cash and all banks are seeing you know traffic counts going way down they're closing branches and they're starting to see ATMs as a vault on the street and many of the ATMs that are in this portfolio will be branded by the big banks as well so yeah you know Buck you already own some ATMs. Some of those ATMs have some bank brands on it so if you walk up to where their user does they may think it is XYZ bank when in reality it's your ATM and they're just paying to brand on it and that's the banks are seeing let's put vaults out there so access to cash is easier and that's changing the demographic game a bit more where there's a broader demographic people using it. I do use an ATM more than I used to I'm not sure if that's because I'm an investor in it and yeah have an affinity towards it now or if it's just a real change in my behavior I'm not sure.
Buck: Yeah when it's interesting you know you make a very interesting point I think a lot of people don't think about this but you know there is this overall shift you know in in in the workforce of increased you know sort of atomization and you know replacing replacing individuals with technology and ATM machines have a function beyond you know getting your cash out right. So I mean surcharges for that are part of that is just you know banking period right so you're just you have banking transactions going on there. The other thing that I think it for me at least you know and I've just my own noticing what people talk about in the space versus what's reality is that you know the idea that about cash and its use going away I mean first of all as you know it's going up as we talked about second of all there's no legislation, there's no legislation on this matter in the US and this is a generational change it's not like oh gosh every every you know the next day we're gonna wake up and there's gonna be no cash. The reality is that people like cash. I think there's some statistic about you know well over 70 80 percent of people oppose the idea of going to a cashless society. And the other interesting thing is that in areas like the Bay Area where various merchants have tried to you know stop taking cash they've actually come under fire as being quote unquote racist because they're not open to people who primarily function in cash. Some comments on that Daryl?
Daryl: Yeah no really interesting subject matter there. I mean I put it kind of under cash relevance because it's a question I get asked a lot of questions that I and we still do a lot of diligence on. So you know we talked about this you know demographic issue that uses EBT et cetera but then you get into just and that's not changing that's actually growing so our demographic is growing not not decreasing but then you get into things like you spoke about there is no pending regulation out there there is no regulatory risk on the horizon relative to cash in fact there's a a bill out there called payment choice act of 2019, I think it's bill 2850 it has bipartisan support, I think it has 38 co-sponsors from both sides of the aisle and that kind of plays into what you saw occurring you referenced other countries some large retailers. You got countries like india sweden spain china there's quite a few others that made a run at becoming cashless and all reversed it right and pretty quick order then you got some large retailers I mean Walmart started some pretty big pilots just continue to pilot quickly Mcdonald's United Airlines. I mean you can go on and on and you know those have all been reversed and it is a discrimination issue. There are some local governments, state governments that have already put regulation out there in the discriminatory side but again there's some federal things being worked on. And then if you just go and look at the us I mean this is an interesting fact that I read recently and in the US as of 9 30 so you know less than a month ago there was 2 trillion in circulation of cash in the US and that's a 22 increase from January of this year so you can sit here and say did covet impacted negatively you know how did how does this epidemic how does this pandemic that we're still in today impact cash well it's certainly not hurting yet and well one of the things anything that's increasing it and this perception of the virus contained in bills and stuff both of those myths have been dispelled by now.
Buck: One of the things you mentioned which I thought was fascinating and I didn't realize this is a lot of the government programs are prepaid you know ATM cards right? I mean they're basically debit cards and people can go in and the way they're getting their cash is through those cards so that's that probably explains why you've got so much cash coming in. Anyway so I've invested in ATMs myself over the past three four years through you know your various funds and what's striking to me and I did it admittedly you know for me a lot of it was a tax play and there was you know attractive returns along with the tax play and all that stuff but over the last three or four years I've noticed a couple of things: first the monthly payments were never missed and even during Covid 19. Again to me I was like oh Covid 19 is happening how is that you know how who's going to get cash but to your point, I mean if a large segment of the population relies on cash to just buy the basics, you know everyone's being forced to stay at home but they still have to eat right I mean isn't that basically, is that what happened I mean why why was this what what made it so strong you know other than the you know the prepaid debit cards, is that pretty much the main driver you think?
Daryl: Yeah so I think it's a couple fold but you know again if you go to the prepaid debit cards that becomes a demographic issue and you know that on banked underbanked. In fact many of those came out of this pandemic with a whole lot of money more than they were typically getting as you well know so that played into it there's also this perception when you go into a pandemic some people want to hoard cash. We saw massive runs in large large cities which is unbelievable amount of cash out some of our ATMs up to some of our ATMs were up two to three x from what they were a year over during that time period. So Buck when you really look at Covid and you say how did we weather that storm it was really the demographic issue was these central locations. Did we have a few ATMs shut down? Of course we did but we had many ATMs that were performing at the level they had previous to Covid and many that were performing at levels well beyond what they had performed. So you know for example when you take the most impactful four week period of time we were down around 12 now you read some industry reports which include bank ATMs retail ATMs and all ATMs that were down 30 a lot of operators. But again because of this very narrow band very acute focus demographic you know that was worst case down about 10 in our 12 excuse me in our segments and then that just started to come back I will say in July year over year same store same ATM we were up literally up from 2019. August the same. I've yet to see september numbers but I'll be shocked that that's not the case so yeah we it really comes down to where our ATMs were placed we did not have many in non-essential locations and they're in C stores and they're in places where that demographic was actually getting having more cash than they had prior to Covid because of all the government you know supplemental or subsidy programs that are out there. And then I think there was a higher percentage of people that were using ATMs that wanted to pull cash out and they made that. The bank was closed. They couldn't go into a bank so they had to go to their bank on the street or bank in a convenience store. So there's a lot of really interesting elements when you start to kind of pull the layers back on that and get under it but that would be a few of them and you know it's the reason September August and I think excuse me July August and I think September will be year over same store up from 2019.
Buck: So with all that being said is it fair to say and do we have statistics to say that, that investments in ATMs you know at least in terms of the the way we're looking at it through this fund model is uncorrelated to the economy at large.
Daryl: Yes I would agree with that assessment. I'd suggest cash stays you know relative consistent regardless of bull or bear market for all the you know aforementioned reasons we spoke about again, you study the demographic you're just not going to see the volatility and those EBT users in fact you're going to see an increase to it irrespective of board bear market.
Buck: So our our Investor Club and your group have partnered partnered now and offer what we are calling the WF and as of course it's Wealth Formula, WF Velocity fund. Can you talk about how the fund works in general? I should point out that it is a Reg D 506C offering which means it's open to accredited investors only and that's why we can actually talk about it on this podcast specifically but maybe you could kind of give people an idea of how that fund works and you know maybe get into the numbers a little bit etc.
Daryl: Absolutely so there's an allocation of ATMs that have been allocated to this fund as an opportunity it's not an obligation but it's an allocation that we've worked on with WF Velocity fund on. So essentially invested Investor Club members would make an investment. The unit is 104 000 you can also purchase a half unit which is 52000 and from that the ATMs are purchased, they're then placed by the operator or what we would call the management company in these target demographics that we've defined here today and then the ATM is operated by that management company, that operator. So they're certified iso they fall under a lot of regulatory accountability. They have a sponsor bank they have annual audits, random audits to give you some security and transparency on that side. All ATMs or EMV, ADA, PCI compliant and then essentially they're contracting some of it is in source some of it's outsourced they're contracting with individuals to essentially operate that ATM so you have processors the same processors your bank uses like Fiserve and alarm other ones processing these transactions. They have bailment contracts they have two large national wall street banks that's providing the cash to put into the vaults of the ATMs they hire armored which is secure transport your loomis springs guarded trucks that you see driving around as we're on the highway these days and then they have maintenance companies some of it is in source they have some of their own maintenance teams but they have maintenance companies that will roll a truck to an ATM. A lot of it is the reboots and a lot of the maintenance and diagnostics are done remotely these days, but they're still you know requirements to roll trucks at times. And then they insure the cash and the ATM so if someone steals that ATM or goes in and puts a sledgehammer to it whatever it may be, you know we take on none of that risk and as noted early we then get paid a percentage of that surcharge in these blended pools to remove our volatility and you know makes for a very nice investment on our site.
Buck: Yeah so basically the idea here is that you buy a unit which is you know or a half unit so it's either six or three ATM machines and you own those right and but really what you're doing is you're taking you're you're signing a venture agreement and then in order to sort of really mitigate that risk of volatility, the income produced by those machines goes into a larger pool, you know thousands of machines to really flatten out and stabilize the return which is then returned as a fixed return over the course of seven years of monthly dividends. You want to talk a little bit about what those returns look like? And this is subject to change, but we're talking as of October in almost November here of 2020.
Daryl: Just a bit on the pooled or blended funds or pools of ATMs. In the early days it was variable and the challenge we had is we had investor A and investor B sitting in the same country club when one individual was Sally was getting a lot more than John just by virtue of where it was placed so to kind of level all that out to take the seasonality out to take the demographic issue out, they pull thousands of ATMs which not only manages risk for all of us but it flattens that you know that ATM yield out and doesn't create those those volatilities up and down on a monthly basis. But yet to the returns I use that as the segway you know I'll put free metrics out there, you have your you know your cash on cash, and the cash on cash returns here are very high but again you're making an investment in a piece of equipment an asset that depreciates it down so you know don't let this be misleading to you, I might say that from a conservative lens. But the real cash on cash is you know 25.2 percent and then the cash on cash when you factor in depreciation which I'm sure we're talking about today actually goes up to 33.2 if you factor it in at 40%. So strong cash from cash but at the end of that seven year contract your ATM for something but very little because it's a fatigue depreciated asset. Rate of return which you know I like to look at that's eleven point three percent rate of return with depreciation is seventeen point zero percent and then you know IRR which is what many people look at in this space without depreciation would be sixteen point five percent, with depreciation you know it's up slightly over 30.
Buck: Yeah so the internal rate of return, this is something we don't talk a lot about frankly in the real estate world because we tend to use different language. We often talk about annualized returns. But one of the values here in using this internal rate of return number is that it takes into consideration the time value of money and so for a fixed for something that's a depreciating asset over seven years that's a very, very important number. And a lot of it just is about how quickly you're getting your money back with consideration of what else you could do with the money in other words, I mean that's sort of like the high high level explanation of internal rate of return. Now Daryl was talking specifically about with or without depreciation. You know we talk a lot on this show about tax implications of investing in tax efficient investing. And so basically this is a piece of equipment and it can be depreciated so it's not just because of a current law but any equipment if I buy medical equipment through my business can be depreciated over five years down to zero and similarly with just like depreciation in other areas that we talk about right now, there is the idea of bonus depreciation with the Trump law or Trump tax changes at least temporarily at least for the time being you can take all of that depreciation up front. So if you had a hundred and four thousand dollar investment and you have passive income to offset, that's important it's a passive income, then you can offset that income with the you know passive deduction you're getting from these machines. So that is actually a huge, huge opportunity and honestly it's one of the main reasons that I've done this. I mean obviously the returns are very attractive but you throw in the additional element of an internal rate of return exceeding 30, you put that together with you know being able to write the whole thing off during bonus depreciation time really it's like getting your money back in less than three years and to me that's a really interesting proposition. So Daryl do you have anything to add on the tax side because it's funny because I don't when we did this presentation when we did it originally as a webinar I think you were probably taken aback by the sheer volume of tax questions but my group is completely obsessed with the concept of tax efficient investing.
Daryl: Yeah clearly a very sophisticated group of investors. You know personally Buck I think this is one of the more significant opportunities that our current tax you know code law has and I don't think it'll be here long term I mean depending on administration changes in the next what couple two weeks well would start in January but decisions made in the next couple weeks, I do think this is an opportunity when you get into 2021 that at a minimum will be reduced if not completely removed. But yeah it's powerful because if you think about it you can depreciate 100 of your investment in that first year. So you know whatever take round numbers take five units take 520k and let's just say you're you're taking bonus depreciation and you're in that 40 tax bracket all in so essentially that's 208000 right off of that that essentially is depreciated or coming off so your net basis if you will is 312k but you're going to get the return of a 520k investment. Now that does presume that you have some other passive income as was noted by you you're naturally going to have passive income generated that first year so you have that against it so you won't need the full 208, but you know you're gonna have some other you need some other passive investment to kind of run that financial model hypothetical that I just put out there. But it's powerful even if it's gonna carry forward even if you're just shielding you know you know all your income that first year because you can get in and say your entire income your first year two years is shielded through bonus depreciation so it isn't a very impactful tool and one that you know I've utilized for years and I'm hopeful that it does not go away, but I think we may be looking at a three four five six month run on this.
Buck: I agree with that on the bonus appreciation side and you know Tom Wheelwright my CPA was on the show a couple of weeks ago and we talked about this issue of bonus depreciation. It's one of the things that he whereas a number of the things in the real estate space he does not believe are really gonna go away, he doesn't think 1031s are going to go away et cetera. Bonus is going to go away and the question of when it goes away is really when the legislation comes up for it to go away because once it gets ratified, which it almost certainly will, then it reverts back to the date that that legislation was put forward so it seriously could be you know sometime relatively early next year. There's certainly a possibility. So what I like about the bonus depreciation from I'll just take one thing that I'll really like about because you don't have to do this over bonus depreciation but you can and and to me it's attractive because say you don't use that depreciation because you don't have enough passive income well you just carry it forward and try to figure out a way to create more passive income. Te talked about with that on the Tom show those of you who've got surgery centers, they've got infusion centers, you've got dialysis centers, this is all passive income and if your CPAs are not calling it passive income then you should seriously consult another CPA because you have an opportunity here potentially to wipe out like all the the taxes that you would pay on that. Again I'm not a CPA but this is stuff that we've talked about a fair amount and I feel fairly confident and telling you that you know this is this stuff works. Daryl one one more question for you and because you know people initially I think sometimes they also hear like it's an ATM play and it sounds a little you know, even for the alternative people it sounds a little alternative right? But this is not a mom and pop show. Talk a little bit about the partners here. Because this is a you know this is this is a top five operator this is you know we've got some of the some people on the board here who are you know, this is high level stuff this is not like a rookie crew. Can you talk a little bit about that?
Daryl: I'd be glad to. So yeah our operator, our management company is top five in the US. They've got close to 10000 ATMs they've got you know up times of 98.5 so they are a best-in-class operator out there and this space you know you can kind of break it down into to use your phraseology that the mom and pop and then the more larger institutional players so we're working with a bona fide growing very successful proper profitable you know operator management company which gives us a lot of security and beyond that what really helps and I noted this earlier at risk of being redundant I'll bring it up again and that is they have a sponsor back and you know to to do it at this level they do fall under a lot of regulatory scrutiny so you know they do have audits and process process systems financial viability audits etc so you know you to be an operator to operate at this level you have to be an organization that is best in class that does well and that operates you know fundamentally selling business.
Buck: So you've got an institutional quality group of individuals and operators with an institutional level, a significant portfolio, attractive monthly payments, hedge against the economy and it's highly tax efficient so it sounds like a pretty good opportunity and I assume you would think so too. So ladies and gentlemen you can learn more about this at WFVelocity.com Daryl and I did a presentation together and you can check that out there, again that's WFvelocity.com. Daryl I want to thank you very much for giving us your time today and explaining what I think is the you know particularly interesting investment given the time that we're in from an economic standpoint, from a volatility standpoint, from even from you know just the tax advantages that we have currently so thank you very much for joining us.
Daryl: My pleasure. I enjoyed our time. Thank you as well.
Buck: We'll be right back
submitted by Buck_Joffrey to u/Buck_Joffrey [link] [comments]


2020.10.27 01:35 xjtian Closed on a new condo (Bay Area) last week after a whirlwind process. 60 days from contacting agents to close!

In August I got put into a sticky situation where I needed to find a new place to live pretty fast. My original plan was to buy in the next 1 or 2 years, but with rates as low as they were/are I figured I might as well take a stab at buying now.
I ended up closing on a condo in the mid-Peninsula area last week, almost exactly 60 days after my first call with my agent. In the 30 days I spent looking, I toured 20-ish properties in person (all townhouses and condos) and made 2 other offers, both of which were outbid. One by $20k, the other by $30k. Overall, it seems like the condo market in the Bay Area isn't anything close to the crazy seller's market for SFH. The condo I closed on had been listed for 30 days and already went through one price cut before I submitted my offer, and I saw plenty of similar stories on Redfin.
My loan is a jumbo with Wells Fargo at 3% before their relationship discount, with 20% down and no points purchased. Closing was super straightforward and took 30 days. I went through the underwriting credit approval process immediately after getting my pre-approval from WF on my agent's suggestion, which proved to be a pretty good decision to help close on time. Apart from the appraisal taking 2 weeks to get back, everything went pretty smoothly. All my offers were fully non-contingent so that made things way simpler as well.
Some things I learned/figured out throughout the shopping process:
submitted by xjtian to FirstTimeHomeBuyer [link] [comments]


2020.10.26 23:55 torcentorcen positive Online delivery story

I see a lot of negativity surrounding ikea online shipping so thought I'd contribute a positive story.
I placed an order on Sunday at 1pm for about 450 lb of furniture (~$1300). I scheduled it for the next day delivery.
I thought it was a little odd this order could be fulfilled in 24 hours, so I checked online and found all the horror stories about ikea shipping. I braced myself for the worst.
To my surprise however, that evening the status went to 'packing'. On Monday morning, I received some robo-calls from the local shipping company, and I was able to see a map with gps location and exact estimated time. The drivers even texted me saying what time they'd be by, and I let them know the best place to park.
They came on time around noon and delivered every item, with no damage, all the way into my fifth floor apartment.
Maybe I got lucky but it went much better than I had feared. It could just be that this particular delivery company (NAL Logistics in the bay area) is decent. I would guess this sub is selectively filled with negative stories even though most deliveries go fine. Also, it's probably better to order for delivery at a close future date, it does seem like a lot of people have issues with items going out of stock from an order placed weeks ago.
submitted by torcentorcen to IKEA [link] [comments]


2020.10.26 18:46 EugeneBYMCMB /r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://www.reddit.com/Scams/comments/jij7zf/the_blackmail_email_scam_part_6/
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Cartel scam
You will be threatened by scammers who claim to be affiliated with a cartel. They may send you gory pictures and threaten your life and the lives of your family. Usually the victim will have attempted to contact an escort prior to the scam, but sometimes the scammers target people randomly. If you are targeted by a cartel scam all you need to do is ignore the scammers as their threats are clearly empty.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
Craigslist Carfax/vehicle history scam
You'll encounter a scammer on Craigslist who wants to buy the vehicle you have listed, but they will ask for a VIN report from a random site that they have created and they will expect you to pay for it.
Double dip/recovery scammers
This is a scam aimed at people who have already fallen for a scam previously. Scammers will reach out to the victim and claim to be able to help the victim recover funds they lost in the scam.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam part 5: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5/
PSA: you did not win a giftcard: https://old.reddit.com/Scams/comments/fffmle/psa_you_did_not_win_a_gift_card/
Sugar scams
Sugar scammers operate all over the internet and usually come in two varieties: advance-fee scams where the scammer will ask for a payment from you before sending you lots of money, and fake check style scams where the scammer will either pull a classic fake check scam, or will do a "bill pay" style scam that involves them paying your bills, or them giving you banking information to pay your bills. If you encounter these scammers, report their accounts and move on.
Google Hangouts
Google Hangouts is a messaging platform used extensively by all kinds of scammers. If you are talking with someone online and they want you to switch to Hangouts, they are likely a scammer and you should proceed with caution.
Publishers Clearing House scams
PCH scams are often advance-fee scams, where you will be promised lots of money after you make an initial payment. You will never need to pay if you win money from the real PCH.
Pet scams
You are looking for a specific breed of puppy, bird, or other pet. You come across a nice-looking website that claims to be breeding them and has some available right now - they may even be on sale! The breeders are not local to your area (and may not even list a physical location) but they assure you they can safely ship the pet to you after a deposit or full payment. If you go through with the payment, you will likely be contacted by the "shipper" who will inform you about an unexpected shipping/customs/processing fee required to deliver your new pet. But there was never any pet, both the "breeder" and the "shipper" are scammers, typically operating out of Africa. These sites are rampant and account for a large percentage of online pet seller websites - they typically have a similar layout/template (screenshot - example)
If you are considering buying a pet online, some easy things to check are: (1) The registration date of the domain (if it was created recently it is likely a scam website) (2) Reverse image search the pictures of available pets - you will usually find other scam websites using the same photos. (3) Copy a sentence/section of the text from the "about us" page and put it into google (in quotes) - these scammers often copy large parts of their website's text from other places. (4) Search for the domain name and look for entries on petscams.com or other scam-tracking sites. (5) Strongly consider buying/adopting your pet from a local shelter or breeder where you can see the animal in person before putting any money down.
Thanks to djscsi for this entry.
Fake shipping company scams
These scams usually start when you try to buy something illegal online. You will be scammed for the initial payment, and then you will receive an email from the fake shipping company telling you that you need to pay them some sort of fee or bribe. If you pay this, they will keep trying to scam you with increasingly absurd stories until you stop paying, at which point they will blackmail you. If you are involved in this scam, all you can do is ignore the scammers and move on, and try to dispute your payments if possible.
Chinese Upwork scam
Someone will ask you to create an Upwork or other freelancer site account for them and will offer money in return. You will not be paid, and they want to use the accounts to scam people.
Quickbooks invoice scam
This is a fake check style scam that takes advantage of Quickbooks.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Digit wallet scam
A variation of the fake check scam, the scammer sends you money through a digital wallet (i.e. Venmo, Apple Pay, Zelle, Cash App) along with a message claiming they've sent the money to the wrong person and a request to send the money back. Customer service for these digital wallets may even suggest that you send the money back. However, the money sent is from a stolen credit card and will be removed from your account after a few days. Your transfer is not reversed since it came from your own funds.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]


2020.10.23 22:36 MessageMeNerdyJokes [OFFER] I will get you more matches (and eventually dates) from your online dating profiles

I am a woman who's been on some form of online dating on and off for years. If there's an app, I've probably tried it. I've tried on both coasts of the US in Boston, New York, Providence, and the Bay Area. I have swiped/messaged/responded to thousands of men on the apps in search of the real deal. I recently found my partner, so I'm done writing/tweaking/swiping for myself but want to help more people find their matches!
I'm the go to person for my friends to look at their profiles/pictures to be brutally honest and make sure that they're presenting their most attractive selves and getting off the apps into actual dates with people. My edits for profiles have gotten over a 9000% increase in results both in terms of messages and having friends meet their long term partners. If you're not sure why you're not getting matches or you want help crafting a profile that's going to have you going on more dates, I'm your gal!

For $5, your profile can go from:"Easy to talk to, down to Earth, physically active, art admirer, music lover, nerd, movie geek, guacamole, 420 - always searching for new experiences, and trying to make the best of each moment. An even mix of sweet and sarcastic. No toxicity; only positivity.Modesty is a virtue; empathy is strength - and hope is a piece of string when you're drowning"
to:
In my free time, you'll find me on the tennis courts. I am currently elbow deep in The Tipping Point and love nerding out about literature. I'll make you the best guac you've ever tried, my recipe is passed down from my college roommate's grandmother who grew her own avocados. Reach out to me with your movie recommendations and we can grab some nachos and watch together!
Everyone hears that you're supposed to 'show, not tell', this is how you do it for your profile and make yourself stand out in the eyes of the women who are seeing so many 'fun loving, nerdy, down to earth' men.
In your message, send me...
- The contents of one profile
- All your profile pictures/picture options
- At least 3 matches where the person didn't respond or they ghosted you, but you really liked them/what did you say? What did they say?
- Your ideal partner... describe them as specifically as possible.
- Your top 3 hobbies. 3 things from your bucket list. When you die, what do you want to be remembered for? What is one charity/cause that you're really passionate about? What do you do on the weekends? What are your career aspirations?
We'll find a time to hop on a call for 30 min and work together to craft a profile that will get you more matches and dates.
submitted by MessageMeNerdyJokes to slavelabour [link] [comments]


2020.10.22 23:03 callmesenpai1338 I want to talk about the recent Fire Emblem announcement.

So with the announcement of the release of a limited time version of Fire Emblem: Shadow Dragon & the Blade of Light, specifically the 30th Anniversary Edition, a lot of controversy about the topic of Limited Releases had shown up. I want to give my two cents on the topic.
I don't like the way this was handled. In my opinion, it is a way to force consumers to cough up money as soon as possible. They don't give the consumers time to read genuine reviews, take into account their personal prefrances, take into account their financial situation and make a calm and we'll thought-out decision. There is decades of psychology behind this financial decision. By raising the stress levels of consumers, they are often more likely to purchase this out of fear that a time will come when they will want to play this game and will have missed out on the opportunity. The phrase "better to have it and not need it, than to need it and not have it" is the exact mindset Nintendo is trying to force here. While yes, Nintendo is 100% in their legal rights to do this, it is well within the grey area morally. People don't like feeling under the control of corporate greed. We don't like to feel like we are being toyed with. Limited releases like this, especially when they can just put it onto the Nintendo Switch Online NES app, make it blatantly obvious to consumers that the companies care more about the cash flow than the feelings of the consumers. Many people are aware of the fact that we are marketed to and researched in order to produce big numbers for corporate executives. But we would rather not think about such topics because they are depressing and aggravating. Video games are a common way for people to cope with and take a step back from the bad parts of the real world. They give people an opportunity to dive into a different world and do things the way they want. Having control over your own life is something expected in modern times. And while on a surface level it is something we have, companies are just doing it much more subtly nowadays. The issue isn't that "I won't be able to obtain this game after date X" There will always be ways to buy this game whether it be e-Bay or what have you. The issue is that we don't like to feel weak and powerless. This on top of the fact that I can not find a clear official answer on whether the game itself will be available after December 4th without all of the physical collectibles is upsetting to me. This would be fine if fans could still play the game as long as the e-shop is supported.
The overall content that you get is amazing for the price but I don't feel comfortable supporting this sort of business practice. To be fair, I am not a Fire Emblem fan anyway, (Not a hater, it just doesn't vibe with me) so I likely would not have purchased it anyway.
Let me know what your thoughts are. Perhaps we can have a civil debate in the replies.
submitted by callmesenpai1338 to nintendo [link] [comments]


2020.10.22 22:42 OneSpookySneakySquid [EVENT] Russian Economic Reforms

Russia will tackle structural shortcomings in its economic structure, which have remained largely unchanged from before the economic crisis and drop of oil prices. We will also take advantage of emerging opportunities to try and form a more competitive exchange rate. To facilitate new forms of growth, Russia will undergo a series of policy repairs and initiatives to tackle the structural inefficiencies and flaws that have long held back economic growth.
  1. Improving the investment climate.
Reforms in Russia will start with strengthening property rights and imposing stronger contract enforcement to reassure investors. Russia will also reduce its burdensome business operating and licensing standards, and heavy regulation, which often discourage international participation in the domestic economy. We will task the Ministry of Industry and Trade of the Russian federation with relaxing these regulations and setting up looser and clearly defined regulations for a more business and investor friendly within the Russian federation, cutting down on inefficient bureaucratic practices. Additionally, w ehave already begun combattinf the reiderstvo property rights crisis by strongly strengthening the property rights of anyone accused of wrongdoing in Russia, and making it incredibly hard to seize property and assets of innocents.
Currently, the Russian economy has began confronting many of its recent woes, high inflation rates were relatively stabilized and have not fluctuated much. However, interests rates and other factors still affect the average Russian. Currently, the Central Bank's base interest rate is just under 8 percent, but consumer loans start at upwards of 12 percent. This makes it very difficult to start a business or even simply make home improvements in Russia, hampering small businesses. To combat this, the Russian government will be pushing down consumer interest rates to start at 6 percent and will be capping then at 8 percent. The interest rate of the central bank will be maintained. This is in an effort to spur development, especially allowing Russia's booming agriculture industry to thrive on buying equipment with low cost loans and small businesses to be more easily established.
  1. Investing in Infrastructure.
As the world’s largest country, Russia’s transport network—roads, railways, and ports are vast but unevenly distributed across regions and of poor quality. Investing in this type of infrastructure will increase connectivity. It would also improve the profits of firms through reduced transportation costs, easier access to domestic and foreign markets, and enhanced mobility of labor, allowing people to relocate for better paying jobs. We have begun to address this with a variety of Russian infrastructure investments and are announcing a new one:
Vladimir Putin has given the green light for a major project that extensively connects nine cities in Western Russia with the black sea, with large projects focusing on Sochi which will involve building a large volume of transport and tourism infrastructure over the next several years.
The project will have two phases — a short-term development plan until 2030 and a long-term plan until 2045. It includes an international science and technology innovation centre, a science and technology corridor between St. Petersburg, Moscow, Yaroslavl and Kazan, and a group of collaborative laboratories for research and development of advanced technologies throughout Russia. This corridor will be dubbed the Yaroslavl Technical Cluster and will be the focus of future STEM initiatives.
The plan also seeks to develop an international first-class bay area in Sochi and world-class city cluster. The government will speed up development of a series of infrastructure projects, including roads, bridges, ports and airports, which will boost connections between the cities.
The project is part of Russia's efforts to develop and boost the economy including a massive, 25 year, $30 billion plan centered around Sochi, acting as a counterpart initiative to the Far East initiative. By 2025 the this will have already been put to work to develop its bay area by building new expressways, railway systems and tourism zones. 70 transportation projects, including railways and expressways into, out of, in and around the city are to be completed with work expected to start on the first 44 projects this year. The investment is designed to integrate and expand ports and industrial areas along the black sea coast, as well as build shipbuilding facilities, docks, apartments, shopping malls, holiday resorts and other various tourist attractions.
To facilitate the increased infrastructure investment, around $100bn in special bonds will made available to the involved Oblasts in 2025 to speed up existing projects and start new developments. The disbursal of these bonds is expected to be completed by December of the next year. Fresh targets for special bonds issuance in 2025 will be announced then, with special bonds being distributed every 5 years after that.
Russia is also beginning a housing redevelopment project, which starting will start in 2025 and ending in 2030. The project will aim to build 6 million additional housing units this year, as well as subsidizing the remodeling and renovating of existing apartment and housing compleses. These projects have been a reliable source of demand for the steel and construction sector and will continue to support demand and prices this year. Loans related to home renovations and purchases will be partially subsidized to keep their interest rates low.
  1. Creating a more efficient goods market.
The Ministry of Trade will be tasked with creating a more efficient goods market. The Russian government will be reducing burdensome procedures associated with trade, such as complicated customs clearing procedures on imports and exports, working to increase exposure to international competition, thereby increasing the efficiency of domestic firms. We will be loosening restrictions of imports and lowering tariffs across the board by a range of 5-10% except for in critical government sectors such as oil, gas, mining and defense systems. Additionally, customs clearing procedures will be streamlined to make customs clearing procedures faster and easier to encourage trade with the world.
  1. Improving trade.
The Russian ministry of trade will be strengthening trade relationships abroad. Russia’s preferential trade agreements with neighboring countries will be extended beyond immediate neighbors. We hope this will open the door to new foreign markets and integrate the country into global commerce. We will also internally push to make Russian companies more competitive and innovative, siming to make it so that Russian prices get more competitive, so that exporting Russian companies would be able to benefit more.
  1. Innovation.
We will be supporting greater industrial and technological innovation, with a heavy focus on automating Russia's factories. Russia needs to allocate more resources to research and development, focusing on science and technology and as such we will be doing so, and increasing the budget of our space agency to support this move. The ability of companies to improve efficiency and devise innovative products and services using new technologies is key for better productivity. We will be looking for innovative domestic companies that specialize in STEM fields to subsidize. Combined with the other initiatives, we aim to create an efficient goods market to secure the returns to innovation policies.
The Russian government will focus on increasing property rights and the ease of doing business and business freedom in Russia to help facilitate these changes.
Business Freedom:
The following are listed as affecting business freedom and used to rank the business freedom of countries by the Heritage Foundation: Starting a business—procedures (number);
Starting a business—time (days);
Starting a business—cost (% of income per capita);
Starting a business—minimum capital (% of income per capita);
Obtaining a license—procedures (number);1
Obtaining a license—time (days);
Obtaining a license—cost (% of income per capita);
Closing a business—time (years);
Closing a business—cost (% of estate); and
Closing a business—recovery rate (cents on the dollar).
Russia will attempt to increase the business freedom in Russia by drastically cutting down the time to establish a business and to obtain a license to operate businesses. The government will be creating a centralized web application, funcitoning on an automated algorithm that will allow prospective entrepreneurs to fill out a highly detailed form online and after a maximum of 60 minutes of processing will return an answer as to whether or not the business has been approved or not, along with a temporary 150-day trial license to begin operations, starting on the date chosen by the applicant person / applicant business. Foreign companies seeking to operate in Russia will have to fill out a much longer form on the website, but, similar to the form that Russian entrepreneurs will have, the processing time will be within 24 hours. If a no answer is received the entrepreneur will be shown the issues in their application preventing the establishment of their business and subsequent denial of a temporsry operating license.
The trial license will be a 150 day period in which a new business will be allowed to immediately begin operating, to cut through the current bureaucratic nightmare that is establishing a new business and gaining a license. During this 90 day period, the relevant regulatory bodies that issue operating licenses to businesses in Russia will conduct a review of the company's operating practices and other things such as following health standards, safety procedures, etc. During this 90 day trial, businesses will eventially be informed of whether or not they will be granted a license to continue operating.
Businesses that fail to meet the regulatory standards in their industries (for example a restaurant change not up to health codes or things like that) in the Russia Federation will not be granted a license to operate in Russia, just about all others will.
submitted by OneSpookySneakySquid to GlobalPowers [link] [comments]


2020.10.22 17:42 JMcCFineArt A Basic Guide to Buying & Selling Art - from an art dealer with 8+ years of experience

*Due to the support from people on my first post, I’ve decided to do my best to lay out a beginner’s guide to buying and selling art. Please note, it would be impossible to cover everything you need to know (some people dedicate their entire lives to learning a small corner of the art market), but hopefully I can provide enough information here to give you the confidence to get started. As always, my dm’s are open to any specific questions you may have now or later. I will also start posting on YouTube which gives me a bit more freedom in terms of the content I can share.

Before I dive into the guide I want to pose an important question: Why buy and sell art?

When I started out buying and selling art over 8 years ago, I had no idea what I was doing. I had zero knowledge of art history and no understanding of the art market. What I did have was a smartphone and a passion for flipping. Over time I would eventually also develop a deep passion for art.
The main reason that I became drawn to art, and still am today, is the breadth of the market and the potential. When you think about the potential for flipping art, it is massive. The biggest “flip” that I’m aware of was in 2017 when the Salvator Mundi by Leonardo da Vinci sold for $450M at Christie’s in NYC. That same painting was bought by two art dealers at an auction in New Orleans in 2005 for just $1,000. Recently this year, Sotheby’s sold a drawing by Andrea Mantegna for over $11M. That same drawing was last purchased at a small auction house in Germany for under $1,000. In January 2015, Sotheby’s sold an oil sketch by John Constable for $5.2M. Just 18 months before, that same painting was purchased at Christie's for just ~$5,200. The list goes on...
Now, compare those numbers to any other category that you might flip. What’s the most expensive sneaker you could possibly find, what’s the most expensive electronic you could possibly find, what’s the most expensive video game you could possibly find, etc. For me, it makes sense to focus on art given its potential relative to every other category that I could try to become an expert in.

Now onto the guide...
It is important to realize that buying and selling art is not too dissimilar from buying and selling anything else. You are still going to want to look in various places to source; you are still going to find similar comps that have sold; you are still going to consider condition, etc. There are obviously some important differences between art and your typical flipping categories, such as electronics, sports cards or sneakers, and I’ll get into those.
So let's start from the top...

Sourcing
Sourcing art is actually pretty similar to sourcing any other item you are used to flipping. This fact shouldn’t come as a surprise since art is just another object in people’s homes that they tend to sell along with everything else. I’ve bought art in nearly every venue you can think of - garage sales, estate sales, thrift stores, antique stores, eBay, local auctions, national auctions, online auctions, etc.
An important thing to consider with sourcing is your location. I happen to be based on the East Coast, which has numerous homes filled with art and antiques. If you are in a more sparsely populated area, you’ll probably look to do most of your sourcing online. Given the pandemic, I’ve also switched to sourcing most of my inventory online, primarily online auctions.
If you are on the East Coast, I like to use Auctionzip which does a pretty good job at displaying auctions in my area. If you don’t know how to find auctions in your area - Google is your best friend, just use basic keyword searches like "auctions near me", etc.

Valuation
This is probably the area that trips people up the most. I think that this problem is two-fold: 1. People don’t know which resources to use and 2. People don’t know how to properly find similar comps.
When you want to find the going rate for an Xbox 360, for example, you will simply whip out your eBay app and search for recently sold listings. While this may work for some works of art, you’ll likely have to add several more resources to your arsenal. The three major resources you’ll want to use to find art price results are Liveauctioneers, Invaluable, and Google. Liveauctioneers and Invaluable are platforms that allow auction houses around the world to host online auctions. The reason they will be valuable to you is that they keep all of the results from past sales on their platform; Liveauctioneers provides all of their results for free, while Invaluable offers only recent results for free (usually results older than a year or two will have a paywall behind them). While Liveauctioneers and Invaluable are pretty great, sometimes the best tool to use is simply Google. There are many auction houses that have their own online platforms, so if you aren’t finding many good, recent comps on Liveauctioneers/Invaluable then Google may help you pick up on some results from independent auction platforms.
In terms of finding similar comps, there are really two types of art you have to consider:
The first type are prints, which could be lithographs, etchings, engravings, woodcuts, woodblocks, etc. Prints are made in multiple quantities, meaning there is a chance you could find a price result for an exact copy of the print that you are trying to value. If you can find a comp for an exact copy of the print you are trying to value then the only things you have to consider is the condition of the comp vs. the condition of the print at hand and how recently that comp sold.
The second type are unique works, which could include drawings, paintings, mixed media, etc. These are works that are 1 of 1, so you won’t be able to find an exact copy that has sold. Sometimes you’ll stumble across a previous result for the same work you are valuing, but oftentimes you’ll need to find “similar” comps to help you with valuation.
The most important things to consider when finding similar comps are medium, subject mattestyle, and size. The value of an artist’s work can value drastically depending on if it is a pencil sketch on paper vs. watercolor on paper vs. oil on canvas. In order to find accurate comps, you’ll want to first make sure they are the same medium. The second thing to look for is subject mattestyle. Some artists are known for a particular subject matter or style, which is worth much more than their other works. For example, a painting of sunflowers by Van Gogh is going to be worth much more than some random seascape by him. The third thing to consider when finding comps is size. You can use common sense here - if the most similar comp is twice the size then you can reduce the value of your work by about half. Other things to look out for when finding the most accurate comps are sale date, creation date, and quality. I won’t dive too deep into these (even though they are all important), but try your best to find the most recent comps that share the most in common with the unique work you are trying to value.

Buying
When it comes to buying art, you usually make money in one of three ways:
  1. You simply buy a correctly advertised piece for less than it is worth. This happens when the seller doesn’t know the true value or if the work is being sold in a marketplace that isn’t ideal for that particular work.
  2. You buy a work that isn’t correctly advertised. In this case, the seller may not know the artist, they may have misdescribed the work, certain important ownership history is missing, etc. In these cases you can apply a little bit of research and usually fill in the gaps and potentially score big.
  3. You buy a work that needs restoration, restore it, and then sell it for more. This requires that you know a local restorer who can affordably clean and restore a work of art for you. In general, works that have a dirty surface or a small hole can potentially be good buys since a minor cleaning/restoration will make them look 10x better.

Selling
Choosing where to sell a work usually comes down to personal preference. I tend to sell the majority of my inventory online using eBay. However, I also use my own website, a small physical gallery space, 1stDibs, Chairish, wholesale to other dealers, and auction houses. Most of those options are pretty straightforward.
One of the options that might be a little less obvious is consigning to auction houses. This is one of my favorite strategies since it requires barely any effort on my part. What I like to do is find a work that I can buy at one auction house for cheap (due to any of the reasons I listed under “Buying”) and then immediately give it to a more appropriate auction house to sell for me. The advantages of consigning to auction houses are that you can sell very expensive works with little risk and the auction house will take care of all the marketing/payment/logistics. The downsides are that the fees can be high and the timelines can be long (typically 3-6 months turnaround time).
If you are uncomfortable with the idea of shipping art because of its size or fragility or value, you can simply drop it off at your local UPS store or shipping/packaging place and have them do the packing for you.
________
TLDR, buy art for cheap and sell it for more.
In all seriousness, as mentioned please feel free to reach out to me if you have any questions or comment below. If you’re interested in becoming more involved in the art market, I’m also putting together a community for art enthusiasts and professionals - it will serve as a great free resource for anyone who is interested.
submitted by JMcCFineArt to Flipping [link] [comments]


2020.10.22 10:31 ik7ml628iug40a2q Follow-Up: Selling Stocks for Down Payment

tl;dr: Sold stocks a few weeks ago, funded my down payment this week in preparation for closing, am looking on track to close tomorrow.
-----------------------
I had asked a question a while ago here about what the timing looks like. I was more interested in a micro-schedule like a countdown to when to sell, when to transfer money, based on when I need to wire in money for the down payment, but it ultimately took going through the process to figure it out.
In regards to having a lot of savings in stocks I know PF tends to say that if you need the money soon, you should have it in cash or a CD or something more safe for the near term. I think that makes sense for some people, but as I pointed out in my post had I stopped investing in 2015 to buy a house in 2020, I'd probably have $200k less with market gains and so forth.
In my post I also detailed about how ultimately I wasn't in a rush to buy although it was my goal to buy. If a 2008 crash or even March 2020 correction occurred, I'd probably put a pause on buying plans (I was looking in Feb 2020, but put a pause on things until June).
-----------------
Ok so down to the details of what I learned:
submitted by ik7ml628iug40a2q to personalfinance [link] [comments]


2020.10.18 20:50 sirkiru Antioch bridge toll - can I pay online?

Or any other bay area bridge besides the Golden Gate really - since COVID I know they mail a toll evasion notice to your registered address, but is there a way I can just pay online by listing the time and date I crossed the toll? Fastrak's website makes it sound like I can within 48 hours but when I click the "one time online payment, pay recent toll" link it specifically only names the Golden Gate Bridge in their instructions :/
submitted by sirkiru to bayarea [link] [comments]


2020.10.15 18:40 youwaa Been over a year in planning, and still not a member-frustrated vent...

I volunteer with an organization that does anything from search and rescue to assisting local police to be able to apprehend criminals. (We do patrols, if we see a crime we follow from a distance and direct the police to where they are. We also help them get video when available).
We are located in an area that has both the ocean, and the bay. So we have a lot of water around us. We really wanted to be able to assist in water search and rescue.
We contacted the closest flotilla (not really local), set up an ABS class, we took it in early September-19
since we are about 30 people who want to join (including some individual not in our organization) , the division didn’t really know how they wanted to handle us...
We’ve gotten a point person (a Div commander) they said they been wanting a flotilla in our area for years.
We were invited to a flotilla meeting at the closest flotilla in early October. That didn’t go well. (I dint know details, as I didn’t attend).
By late October we were invited to a flotilla a bit further away, and a plan started to formulate.
We the. Received instructions as to what FEMA classes we needed to take and filling out the application. And were informed that the division commander will be our FC and a second officer from that flotilla will be our VFC until we learn huge ropes.
We attended the late October, November, and January meetings with the second flotilla.
In early February we received the long to the new member reference guid.
Some of is took the test, and were fingerprinted in February (applications were finally taken)
We had a date for mid March for the rest to take the test etc and have our first flotilla meeting.
COVID happened... meeting canceled, applications were not submitted to the division so we couldn’t even take the other required classes that are available online. Now it is October 15, 2020 over a year since we started this process and still no light at the end of the tunnel as to when we will become members...
So frustrating...
submitted by youwaa to USCGAUX [link] [comments]


2020.10.15 09:08 portlane Paul Schwarzkopf (May 4, 1930 - Oct. 11, 2020)

Paul Junior Schwarzkopf
May 4, 1930 - Oct. 11, 2020
Paul was born to Paul and Julia Alice Ann Schwarzkopf (née Lalumendre) in Smithland Woodbury County Iowa in 1930. Paul's family moved to Portland during WWII where his parents worked in the Van Port Shipyards supporting the war effort.
As a teenager Paul was a bike messenger in the Portland metro area.
He joined the U.S. Navy spending two years in the Coast Guard stationed on the Oregon Coast at the Yaquina Bay Lighthouse in Newport, Ore. He also served in the Army National Guard with the 237th Artillery Group in the 1950's. He met, and fell in love, with his wife Rita Shepherd in 1947 while she was living in Portland. They were married in 1948. He was a faithful member of the Catholic church.
Paul was a hard-working father of nine, who loved his children and grandchildren. He's had many jobs over the years; gas station attendant, worked for Tektronix, worked at two HiFIi shops in the Hawthorne District. During the 1980's he became the owner of the Oregon City TV Repair shop in Oregon City until he retired in the mid 90's.
He loved to go fishing, capture family moments with his many cameras, took joy waking the family every Sunday morning by blasting out sound effects or playing Tennessee Ernie Ford belting out Sixteen Tons over his high-powered speakers. Every Christmas he would tape our family's excitement and joy as the presents were opened, played our favorite Christmas albums. He also loved Halloween, scaring the neighbors with scary sound effects, Easter and the fourth of July. He took great joy in seeing his children's excitement during the holidays.
He loved his dogs his favorite was his Bull Terrier Rocky.
Paul passed away due to complications from the COVID-19 virus and pneumonia Sunday, Oct. 11, 2020 at Kaiser's, Sunnyside Hospital. We were unable to spend time with him before his passing due to COVID. He was preceded in death by his parents; his sister, Rose Hanomi; sister, Shirley Kackley (née Carmen); brothers, Larry Carmen, Robert Carmen, David Schwarzkopf; his eldest son, Dennis Schwarzkopf; and grandson, Ryan Sudlow.
He is survived by his wife of 72 years, Rita Schwarzkopf; sisters, Helen Heimbach (née Carmen), Sandy Reyes (née Carmen); his daughters, Judy Schwarzkopf, Lila Sims, Paula Moore, Laura Corlies, Elizabeth McVicker, Rita Wincsewski; his sons, Richard Schwarzkopf, Eric Schwarzkopf; 26 grandchildren; and 36 great-grandchildren.
Paul's wish was to not have a funeral or memorial service, We will honor his wish to have his ashes scattered at sea at a future date.
Please make a donation in Paul's name to:
Boys Town: https://www.boystown.org/Pages/default.aspx
Union Gospel Mission: https://ugmportland.org/donate
Please sign the online guest book at www.oregonlive.com/obits
source: http://obits.oregonlive.com/obituaries/oregon/obituary.aspx?n=paul-junior-schwarzkopf&pid=196946816
submitted by portlane to deadpeoplepdx [link] [comments]


2020.10.14 19:04 Halls_of_Durin Aboriginal Archives: Gippsland Massacres and the unnamed dead

Aboriginal Archives: Gippsland Massacres and the unnamed dead
This is the third in a collection of true crime events, by themselves uniquely brutal and investigations themselves unquestionable, yet quietly set aside by the local public servants - be they police, justice workers, and others.
Note: This story contains the names and descriptions of deceased Aboriginal persons.
This series of crimes is not unique, but I think provides an illustrative example. Additionally, this is relating to a series of historical criminal events. The details are intentionally scarce as the perpetrators were worried about convictions so did not keep many records. The accounts of events from the local population were limited to those of the settlers.

The rolling green hills of Gippsland, Victoria [N1]
The Gunai/Kurnai people
The Gunai/Kurnai, formerly called the Gunai or Kurnai, is an Aboriginal Australian nation of south-east Australia. This post will refer to them as the Gunai Kurnai people. Their territory occupies most of present-day Gippsland and much of the southern slopes of the Victorian Alps. This land runs along the coast of southern Victoria, home to stunning old growth forests in East Gippsland and noted for its modern agriculture. Gippsland was a true Garden of Eden for European settlers. However, the Gunai Kurnai people were well established there. With about 4000 persons before European settlement Gippsland was more densely populated than many other areas.
Context
In the mid-1990s, there was a so-called culture war (the "history wars") within the halls of Australian historic academia [N2]. This was a fierce debate driven by a bone of contention - it was a long-held, deeply believed myth that Australia was a county where explanation into Abogional lands was a largely peaceful one. During that time even calculating the number of Aboriginal dead was seen as a controversial attempt at changing history and assigning blame needlessly. When Australian history began to develop as its own area of interest in the 1950s there was little to no attention paid to Aboriginal Australian history; at best it was a backdrop to the European experience and at worst of a fluke of perpetuation by unusually clever beasts.Now there is a map available showing the locations of the Colonial Frontier Massacres from 1780 to 1930 [N3].
Note that on Tasmania the native Palawa is fully extinct, as is their language and culture: in 1803 there was an estimated 3,000 to 15,000 people but within thirty years there was just 47. The final death keel came where the last 400 persons were incarcerated in camps where most died from a toxic mixture of malnutrition and disease. Some current descendants of Palawa women and European men refer to themselves as Aboriginal Tasmanians.
A picture of the last four Palawa c. 1860s. Truganini, the last to survive, is seated at far right. [N4]
The Accused

One of six historical bronze figures, McMillan is represented by a coat of arms, Scottish thistle, and two human skulls in a saddlebag. By Annemieke Mien, 1986. [N5]
Angus McMillan, such a famed explorer that his cairn lists the sites he discovered, is also a notable mass murderer. He led many of the Gippsland massacres a ten year period starting in 1940 that killed or displaced the Gunai Kurnai. Born on the Isle of Skye, Scotland McMillan migrated to Australia in 1838; by the time of the Warrigal Creek Massacre he was entrenched in pastoral activities, leading many of the assaults on the Gunai Kurnai. Presently, nineteen monuments honouring McMillian exist in Gippsland, his homestead was preserved then moved to its current location at the open-air museum Old Gippstown. The federal seat was named after him in 1948. The Federal Division of McMillan was renamed Division of Monash in 2018.
Captain William Dana was born in England into a family of notable military experience. He established the Native Police Corps in what would become Victoria. He was also responsible for the Barmah Lake and Snowy River massacres. The Corps is considered reasonable for 125 deaths over two decades. Dana was notable for refusing to arrest Aboriginal people, preferring to have them shot.
The reports on Barmah Lake do not list any official deaths. Instead, an unofficial verbal report made to GA Robinson by a man only referred to as Allen made the following statement:
...a number of men also women were shot by Dana's party at the Murry [sic] and children were knocked on the head with carrabines [sic]. They first sent out a party to look for the natives and then went and planted themselves in a scrub and sent two or three troopers to round or drive them like sheep to be large party carrelled; then they commenced firing and shot some of them in the river. Dana told me he had a brush with the natives. He went to the Murry [sic] by the Campaspe and returned said 20 men, one woman, five children were shot. Kelsh's overseer told me that he, Dana, said he would turn the natives out. (Robinson 5 Jan 1844). [N6]
The Deaths

October–December 1840: Nuntin Station
In October 1840, squatter Angus McMillan brought down cattle from Numblamungie to the stock run at Nuntin in Gippsland. He left his men in charge there and on his return some weeks later they told him that the Kurnai had scattered the stock and attacked them. McMillan gathered his stockmen together, and massacred any Kurnai [possibly Gunnai or Tatungalung or Braiakaulung speakers] at Boney Point on the confluence of the Avon and Perry Rivers. McMillan admitted to this incident in a letter to Lieutenant Governor La Trobe on August 25, 1853. When G.A. Robinson travelled through this area in 1844, he saw many human bones and skulls along the shores of Lake Wellington. Historian P. D. Gardner considers that at least 15-20 Aborigines were killed. Total: 20
22 December 1840: Boney Point
Unknown number of Aboriginal people killed by Angus McMillan and his men.
Between 1840 and 1850:
Boole Boole: mentioned in the Tyers’s diary. Exact date and number killed unknown.
Holland’s Landing: mentioned in local folk history. Exact date and number killed unknown.
Lake’s Entrance: mentioned in local folk history. Exact date and number killed unknown.
Medusa Point: mentioned in local folk history. Exact date and number killed unknown.
The Heart: mentioned in local folk history. Exact date and number killed unknown.
1841: Butcher’s Creek30–35 Aboriginal people shot by Angus McMillan’s men.
1842: Bruthen Creek‘Hundreds killed’.
1842: Skull CreekUnknown number of Aboriginal people killed.
June 1843: Warrigal Creek Massacre [N7]
In July 1843, Ronald Macalister, nephew of squatter Lachlan Macalister, was murdered by Brataualang Aborigines, near Port Albert. An avenging party of 20 horsemen, known as 'The Highland Brigade' was organised by Angus McMillan, Lachlan Macalister's former overseer, to look for the killer. The 'brigade' was 'sworn to secrecy'. They went on a five days rampage, killing over 150.
1844: Maffra
Unknown number killed.
1846: Snowy River
Eight Aboriginal people killed by Captain Dana and the Native Police.
1846: South Gippsland
14 killed.
November 1846
Unknown deaths in Gippsland
1846–47: Central Gippsland
50 or more Aboriginal people shot by a party searching for a white woman who, if she existed, was never found.
1850: Brodribb River
15–20 Aboriginal people killed.
1850: East Gippsland
15–20 Aboriginal people killed.
1850: Murrindal near Orbost
16 Aboriginal people poisoned.
1850s–1860s: Boomerang Point, Lake Reeve
Unknown number of Aboriginal people killed.
Known Total: 328
IN-DEPTH:
Box’s Creek Massacre
In 1841 some thirty Kurnai were murdered by European settlers at Box’s Creek (also known as Butcher’s Creek). They were pursued in retaliation for allegedly spearing cattle and trapped on a peninsula of land at Bancroft Bay by an armed party of twelve. On that strip of land, hemmed by endless water, they were slaughtered.
Warrigal Creek Massacre
In July 1843, Ronald Macalister, nephew of squatter Lachlan Macalister, was murdered by Brataualang Aborigines, near Port Albert. According to G.A. Robinson he was murdered after some depraved white men, had, in a fit of drunkenness, 'shot and killed some friendly natives.' An avenging party of 20 horsemen, known as 'The Highland Brigade' was organised by Angus McMillan, Ronald Macalister's former overseer, to look for the killer. The 'brigade' was 'sworn to secrecy' and they appear to have set out on a five day rampage attacking 4 Aboriginal campsites.
After slaughtering about 75 at Warrigal Creek Waterhole and a further 25 at Warrigal Creek mouth, they then shot down another family group of 25 at Freshwater Creek, before moving on to Gammon Creek. In reviewing every known account of the massacre in 2001, Peter Gardiner considers that Gammon Creek was the last in the rampage and that 25 Kurnai were slaughtered and human bones later found. In all 150 Kurnai were killed in the 5-day rampage across 4 sites. The rampage would fit the criteria of 'genocidal massacre'. In reviewing every known account of the rampage in 2001, Peter Gardner considers Warrigal Creek mouth was the second campsite where 25 Aboriginal people were killed.
Afterwards, McMillan kept a hessian bag of human skulls for some time after the event.
Human bones have been found at the site on several occasions. Total: 150
The White Woman of Gippsland
A rumour around the area led to the repeated abuse of Gunai Kurnai by local pastoral settlers. They thought that a white woman had been kidnapped and was being held and raped by locals of Gippsland. Repeated raids were held based on the discovery of woman's undergarments and the assumption that survivors of a shipwreck in 1836 made it to shore. The white men...
"They also carried a number of handkerchiefs, with the following notice printed in English and Gaelic:
"WHITE WOMAN."
There are 14 armed men in search of you. Be cautious and rush to them when you see them near you. Be particularly on the look-out every dawn of morning. For then the party are in hopes of rescuing you. The white settlement is towards the setting sun.
Possibly this is the only instance of Gaelic having been used officially in Victoria, the reason being the supposed loss of a ship in Bass Straits with a number ol' Highland immigrants, many of whom at that period were unacquainted with English.
The expedition succeeded in taking prisoner the woman's supposed captor, Bunjaleena. But, although he was imprisoned and not released until he undertook to deliver her up, that wily individual only appears to have led the police a succession of wild goose chases. One interesting find they made, however, was the figurehead of a small vessel. It was the bust of a woman. The blacks carried it aboutwith them, and appeared to hold it in great reverence, for it was only obtained from them with the greatest difficulty.
The late Mr. Allan McLean always expressed himself as having been very doubtful of a white woman ever having been with the Gippsland blacks, asserting that the figurehead secured by the third expedition was the fonset orgio of the various reports. How he held this view it is hard to conceive, for on October 29, 1847, only four miles away from Tyers' Camp, a native trooper found the dead body ofa white woman and a half-caste child. The following day Angus McMillan held an inquiry, but nothing was found by which the unfortunate's identity could be established." [N8]
It's been suggested that the figurehead is the most likely theory as to the rumours of the White Woman of Gippsland and the repeated raids were driven by hysteria. Total: 50
[N9]
In 1846 Gippsland squatter Henry Meyrick wrote in a letter home to his relatives in England:
The blacks are very quiet here now, poor wretches. No wild beast of the forest was ever hunted down with such unsparing perseverance as they are. Men, women and children are shot whenever they can be met with … I have protested against it at every station I have been in Gippsland, in the strongest language, but these things are kept very secret as the penalty would certainly be hanging … For myself, if I caught a black actually killing my sheep, I would shoot him with as little remorse as I would a wild dog, but no consideration on earth would induce me to ride into a camp and fire on them indiscriminately, as is the custom whenever the smoke is seen. They [the Aborigines] will very shortly be extinct. It is impossible to say how many have been shot, but I am convinced that not less than 500 have been murdered altogether. [N10]






NOTES
[N1] Strzelecki Ranges
[N2] History wars
[N3] This project was funded by the Australian Research Council Project ID DP 140100399. http://hdl.handle.net/1959.13/1340762.
[N4] Truganini (seated, right) - the last 4 tasmanian aborigines
[N5]Bas-relief Bronze Sculptures
[N6] The Journals of George Augustus Robinson, Chief Protector, Port Phillip Aboriginal Protectorate, Volume Four: 1 January 1844-24 October, 1845
[N7] Gardner 2001: 47-61; Pepper and de Araugo 1985: 24; Cannon 1990: 171; Shaw 1996: 133; Bartrop 2004: 99-207.
[N8] The Voice of the North Mon 10 Nov 1924 Page 15[N9] Handkerchief (recovered link)
[N10] Living on a massacre site: home truths and trauma at Warrigal Creek
SOURCES
"Gippsland and Settlers and the Kurnai Dead." Patrick Morgan, Quadrant Magazine Oct2004
"The black watch, and a verdict of history" The Age 04.27.2002Imperialism, ANZAC nationalism and the Aboriginal experience of warfare Padraic Gibson University of Technology Sydney
Historical silences, musical noise: Slim Dusty, country music and Aboriginal history Toby Martin Sydney Conservatorium of Music, University of Sydney*‘*
I Succeeded Once’: The Aboriginal Protectorate on the Mornington Peninsula, 1839–1840 Marie Hansen Fels The Australian National University
Bataluk Cultural trail
"My terrible family truths" The Australian
"Recovered Aboriginal songs offer clues to 19th century mystery of the shipwrecked ‘white woman’" The Converstation 10.12.2018Suggestion
32 by Viki Sinclair for Australian Electoral Commission re: name change to the electorate of McMillan
"Some Random Notes on the Massacres 2000-2015" Peter Gardner
"Australia to remove tributes to Scot who massacred Aboriginals" The Scotsman 05.10.2016
submitted by Halls_of_Durin to TrueCrime [link] [comments]


2020.10.12 22:52 davesavoie [META] Sub Updates

Hey Everyone,
We have a few more changes/updates to the sub,
First all we have overhauled the rules of the sub. There have been an increasing amount of questions regarding the rules and an overhaul of them was long over due. The new rules are as follows:
  1. MODERATION
Moderators hold little control over bad deals. There IS a risk when buying/selling/trading online. Be cautious. If a transaction goes badly, message us with what happened and proof.
Please do not post [META] posts without mod approval.
Mods have final say over any grey areas in the rules.
  1. YOU MUST POSSESS ALL ITEMS YOU ARE SELLING/TRADING.
All items you are posting for sale must be in your possession. If YOU are selling the item, YOU must be the one to communicate with the buyer, ship the item, deal with any potential problems, etc.
  1. TITLE
Title must follow the proper format! (This allows the search function work!) This means posting the proper [WTS] or [WTT] at the beginning of your post. WTS = want to sell. WTT = want to trade.
4.PHOTOS AND TIMESTAMPS
You must have at least one photo of any item that you are posting. The photo must include a piece of paper with your reddit username and the date of posting handwritten. This timestamp rule still applies for reposts. It's recommended you include numerous photos and in at least one photo include all accessories and packaging in the photo.
Note: Most users use imgur to post photos. Upload photos as a hidden album and copy paste the link into the body of your post.
  1. DESCRIPTION OF ITEM(S)
Every item must include a letter grade. Also, a description of the condition for each item, a brief one at the very least, is required.
If you're a seller describing an item, think like a buyer - the better described the item, the more likely it is to sell.
  1. PRICING
All WTS (want to sell) posts should have a price (SV). All WTT posts should list what you are looking for and an approximate trade value (TV). This applies per item, though bundles are allowed. All prices should include shipping - see shipping rules section for more info.
  1. SHIPPING
All prices must include shipping. Sender is responsible for the item(s), including all insurance/loss claims, until the item is received by the recipient. If willing to ship internationally, indicate so. If you are located outside the USA, indicate to what countries you are willing to ship.
Sellers/traders are expected to ship within 48 hours or let the other party know the timeline up front.
We are less strict about stating shipping costs up front for international transactions.
  1. PAYMENT METHODS
A seller is not allowed to require'Friends and Family' Paypal payment. If a buyer is willing to cover the fee, the seller MUST accept Paypal 'Goods and Services'.
REMINDER: Paypal Friends and Family, venmo, apple pay, cash app, etc. do NOT offer buyer protection. Use these payment methods at your own risk. Paypal Goods and Services offers Buyer Protection and a way to file a claim if there is a problem with the transaction.
  1. NO DELETING POSTS
Do not delete your posts. You have a 10 minute grace period to delete your post if you have a title error, otherwise leave all posts up - even after the sale is completed. Please note that the body of posts can be edited after posting. You may withdraw an item by replacing the price with "WITHDRAWN", if desired.
  1. REPOSTS & PRICE DROPS
Posting the same item within 24 hours is against the rules. If after 24 yours you wish to repost you must drop the price by at least 10% or $25, whichever is less. You may also wait 1 week and repost at whatever price you wish.
  1. DON'T BE A JERK
Don't be a jerk. Follow the golden rule. Even if you're right, no need to be mean to someone.
We appreciate when members help others understand and follow the rules. Remember, we were all new once. Helping new members engage helps the community grow and benefits buyers/sellers/traders alike.
  1. CROSSPOSTS & EXTERNAL LINKS PROHIBITED
Including links to eBay, trading/selling forums or other external venues are not allowed. Links to a photo album are fine.
EDCexchange does not allow crossposts from other subreddits. If posting an item for sale on this subreddit, please make an original post that adheres to the rules of this subreddit.
  1. WTB THREAD
WTB (want to buy) posts are not allowed. There is a specific thread for WTB requests posted monthly. This thread is pinned.
  1. CONFIRM YOUR SALES/TRADES
When you complete a trade, sale, or purchase, be sure to use the confirmed sales thread to get your appropriate flair. Flair lets others know you've bought/sold/traded before.
  1. NO RAFFLES OR AUCTIONS
Raffles aren't allowed. Auctions are not allowed. Every item in your post must indicate a sale value and/or trade value.

In other miscellaneous things that we would like to address,
  1. When commenting the confirm trades thread if the flair bot asks you to send confirmation this is what has to be done. Take screenshots of your private messages with the buyer showing that the item was indeed bought/traded and then received by the buyer. Use a private imgur album when uploading your images that way no one but yourself and the mods will be able to see your private information. You will be asked for confirmation of trades for a few reasons, either because neither member has a flair or your account is new or below the karma threshold. If you do not send in confirmation of sale when the bot asks for it you or the buyer will not receive flairs, no exception.
  2. Please if you have an sub related questions or in need of mod assistance for any reason message modmail not an individual mod's account. While we will try to help you out if you pm us you are much more likely to have your questions dealt with in a timely manner if they are sent to modmail.
  3. Letter grade ratings have become an issue as of late. We have changed the letter grade ratings slightly to make them more clear and reduce the confusion when grading the items you are selling. The updated grading system is as follows:
    1. [A] - Brand new or handled carefully out of packaging, no signs of wear
    2. [B] - Carried for small amount of time but well cared for, no damage and very minimal signs of wear, reversible modifications - clip change, aftermarket screws, etc. if original is provided
    3. [C] - Signs of wear, still in fully operational condition, permanent modifications have been made that do not negatively affect the functionality of the item
    4. [D] - Signs of heavy wear
    5. [F] - Needs restoration or is missing parts, item is non functional
As always we are open to any suggestions or changes you would like to see to the community, just leave a comment and we will get back to you.
EDCexchange mod team.
submitted by davesavoie to EDCexchange [link] [comments]


2020.10.12 09:06 ImpressiveStandard17 The Ride of Terror (Burnout Legends to Dangerous Driving)

(WARNING: tons of words, about 30 minutes of reading. Includes tons of vulgarity. Viewer discretion is advised)
I've returned home... But with what? I mean, I did buy some games last month, so I pretty much can't be bothered to hide 'em from you guys. What I got was an Xbox One game, but with what? Well, let's see...
"Wait!"
...Huh!? Burnout 3: Takedown? What is it, man?
"I gotta tell you the truth! Dangerous Driving is terrible! So terrible, it degraded my mental health! Don't open the fucking game case, you idiot!"
Oh, please! You must be overreacting! Besides, you won't know what game it is until I open it! So what was this game with plain white construction paper that I got from a garage sale? Let's see... *opens the game case* Uh... why did you put the disc on the wrong side of how it's usually stored? ...And by that, I mean the readable part of the disc. *takes the game out of the case, and flips it over*
...
...
*sees that Dangerous Driving is the game he bought*
...H-HUH!?!?
"I told you to not open that, and look what happened."
NOOOOOOOOOOOOOOOO!!!!!!!!!! ...Ugh... Aw, sheet, bruh!

Wow... After an unfortunate opening sequence, I am going to be talking about the Ride of Terror, which is an extensive rant, from Burnout Legends, to Dangerous Driving. I do enjoy the Burnout games that eventually got lacking, but I still enjoy the classics. Sounds like a drug addiction.
Their debates usually made about when Burnout, as the series starting going to Hell. I mean, making an arcade racing game once a year about speeding through traffic, taking down other drivers, checking traffic, seeing how skilled you are in Maniac mode like every single year isn't easy. The later installments, the games began to get weak with identity, and trying to maintain innovational new features.
While it never really reached the EA standard they set for themselves from the games, they were still pretty great. The ideas were there, but the execution began to slip by the time Paradise came along. Even though I feel Dominator is criminally underrated by some fans, I didn't feel the same for Revenge. Despite where the tipping point has gone, EA tried to go out still swinging with new features every year for better or worse.
...And then they made a bunch of Need For Speed games. ...And then later, they decided to no longer develop Burnout for Alex Ward and his crew.
Poor Criterion lost their best members and passed the Burnout torch onto probably one of the most controversial game companies on the planet, Three Fields Entertainment... who probably faceplanted onto asphalt. Possibly because of some jackass who glued a steering wheel to his feet. Oh, wait! That's the Xbox wireless steering wheel! Whoopsie!
"Papa EA, why'd you push me into track and field? I never wanted to do this!"
"Why can't you just be like your brother, you scrawny little consucky?"
*TFE sobs*
With a gimmick, and a Burnout license in hand, and experiences only in short games such as, uh... Lethal VR. Dangerous Golf. Danger Zone. And uh... Danger Zone 2 in mind.
Three Fields Entertainment set out on their dream to make Bummed-out racing games. Except the warning was already in one of their previous titles: Danger Zone! Persistent Wrecks! They KNEW what fire they were playing with! Hot Shots Golf! Err, excuse me... Got ahead of myself for a moment there.
Frankly, I don't believe anyone expected much from Legends. It's a typical cash grab that is geared heavily towards the handheld based audience. The sad fact is that almost nobody liked it, nor did almost anybody bought it. With full DS/PSP retail price going to the game, don't really blame people's hesitancy on grabbing this.
Most of the modes in this game are identical enough in nature to Burnout 3, such as Burning Lap, where you have to get through a single lap on a track as fast as possible to get the best overall time. Road Rage, where you take down other drivers, and so on. And then an Eliminator mode, where every racer caught in last place after each lap is out of the race.
They essentially stretched these three premises throughout most of the game. They acted like Survival of the Fastest, where you have to have skill in order to win, depending on what mode it is, all the while boosting, drifting, jumping, and knocking other players off the road. And this proved to be quite a task for me due to limited space on the console, and collisions being so underdeveloped in Legends.
The locations, tracks, however you wanna call 'em are reused tracks from both Point of Impact and Takedown. The Special GP was a nuisance. I ended up getting more pissed off during these courses than any other segment. They're so extensive, so drawn-out, and very frustrating to play with F1 indycars.
"I don't know what the fuck's going on..."
"I can't get back up to speed for some ungodly reason..."
"Mad cuz bad."
"This is cultural appropriation!"
*gets slammed off the road* "Help me!"
*hits a Taxi cab* "Sheet!"
"Alex, why'd you do this to me!?"
"I feel like I'm on the Indianapolis 500, I wish I could Takedown my way outta here!"
"I'm the champion! What now, punks?"
"This isn't going to end well..."
"I can't fucking see exactly where I'm going! How much depth does this game have!? Holy shit!"
"This level may as well have been replaced with trucks wrecking me, because I feel like this game is fucking me in the ass hardcore anyways with this stupid lackluster gameplay!"
"They have all this technology, but can't afford better physics or better quality gameplay!"
"You can also play this game with your friends! No? Okay."
"Unlockable Collector and Legend vehicles, I guess! I dunno..."
I hated Legends less than I thought I would, but I still hated it with an unbelievable passion though, so I guess nice job?
Danger Zone 2 went back to a more traditional form of Burnout's crash mode. Gots some pre-selected vehicles like a sedan, coupe, supercar, hypercar, Indycar, some new ones like a semi-truck and a taxi cab... K, den. Need bug fix updates for this game for better experience, by the way. Stoopid. Medal thresholds are fair enough, some of the placements of vehicles and other objects you might find familiar, which absolutely makes you feel a bit of nostalgia that they were going for.
The main problem with DZ2 is the engine it operates on: Unreal Engine 4. I found it pretty UNREAL to use this engine, if you know what I mean. Sometimes you feel like you're on ice, sometimes you have some sort of moon gravity, sometimes you glitch through the rails, no biggie!
Collisions are especially annoying! Reactions when you hit walls are problematic, steering is super mobile, it's just a mess... Also, no support for this game ever since it was released because fuck us, right?
TFE: We love games!
Consumer: Not anymore... Not YOUR kind of games. Your games are cruel. Soulless.
Dangerous Driving rumors circulated, much to the depression of the informed Burnout demographic. Others, BLISSFULLY IGNORANT... IGN articles foreshadowed many bleak things, like having a small amount of vehicles, rehashing parts of tracks, and a new feature I'll go over in a few.
However, they did mention most of this was to simply hearken back to the Burnout 3 days, making decisions to leave out features that came after that game because they thought it was "too wacky" for whatever reason, I really don't know.
From what I've gathered from the E3 showing was that it looked like a clunky, soulless husk of what Burnout games once were. ...at least BEFORE it was actually released. Instead of a slew of new revolutionary features being implemented, they had a few new ones. Keep track of the amount of features, vehicles, tracks, etc. across the series.
So Dangerous Driving has the Persistent Wrecks feature, which means that any wrecks of rivals stay on the track for the rest of the event. Heatwave and Pursuit, only really done by Burnout 2. But you're really not going to keep Traffic Attack from Burnout Revenge? Really? Come on, guys!
They really emphasized on things, like online multiplayer post-launch, an online Ranking system, and so on. Lengthy music playlist, ranging from rock, hip hop, and punk genres from the 2000s and 80s. They also confirmed that there would be no leaderboard support at all of the PC version of Dangerous Driving! YEAH, CONSOLE MASTER RACE!!!
Reactions to the trailers of the game were negative, with people slamming on it harder from looking like a Playstation 2 game and the gameplay looking as mediocre as ever. While I do agree that Dangerous Driving and the Burnout games prior definitely could've looked better, the graphics weren't the reason why it got popular back then. EA and Criterion weren't perfect on them in the classic Burnout games.
They got popular from the fluid gameplay, features, replayability, and dynamic tracks. Three Fields Entertainment's strength came from... their intro screens, I guess?
Allowing Three Fields Entertainment to create another Burnout-related game with the same Unreal Engine 4, it's like letting a monkey take care of your house and leaving books of matches everywhere. And you DEFINITELY know that it's not gonna end well!
A telling sign of a game developer's faith in their product as whether or not they actually release review copies to media outlets. EA or TFE did not. Not to mention, straight-up refusing to release a demo of Dangerous Driving prior to launch, and they said that they'd rather focus on the game development and the final version. This can only mean bad things. I'd rather not spoil it for you, regarding the Burnout fans, so let's get a move on.
Dangerous Driving was martyr'ed with problems the day it was released. A quick patch trying to resolve problems like crashing on the menus. The game was probably warning us before we took the plunge. The game itself crashing, losing all save progress itself, framerate and graphical problems, physics being wonky and the lap counter not working, online capabilities being greatly limited, only being able to connect to one player, if any, 6 players online! Yeah, totally legit...
"Waiting for 1 other driver..."
*30 minutes later*
"Welp, I'm kinda wasting my time here."
Mostly Heatwave, Pursuit, and Eliminator being omitted for multiplayer and included Race and Road Rage being drastically misrepresented and skewed from the original concept. For Race, the objective is to finish before anyone else to win.
Instead of Eliminator being the same format as Burnout Revenge, it acts like Burnout 3. Every racer caught in last place after each lap DISAPPEARS off the track. No one's vehicle explodes before they get there! Nobody gets sent to the fiery pits of Hell after getting absolutely incinerated, crushed, humiliated, knowing they have inferior driving game and skill compared to your almighty self!
*ahem* So yeah. They definitely missed the mark on staying faithful to the game modes and understanding what made them fun and replayable. How are you not gonna have Time Attack, either!? Burnout 1 had Time Attack, and that game first came out in 2001!
While watching the game gave me good insight, I intended to play the Xbox One version for myself. Some things, you have to go by your lonesome. Some things you need to play for yourself to truly see how low the bar can be set. Examples:
-Action 52
-Superman 64
-Paperboy 64
-Rascal
-Disgaea Infinite
-Sonic the Hedgehog (2006)
-Duke Nukem Forever
-Hot Wheels World's Best Driver
-Tony Hawk's Pro Skater 5
And now, Dangerous Driving!

When I first opened the game case, I noticed that it didn't come with an instruction booklet. Welp, guess I'm going in blind... Remember when the games had the hype as hell intros? The badass rock music with all these flashy shots of the vehicles, takedowns, and wrecks? Well the intro here is so basic and quick, you just jump right into it. It's lukewarm at best, like when you leave a smoking hot cup of coffee on the counter for half an hour.
So when I got to the main menu, immediately my heart sank. I was aware that there wasn't going to be an online mode initially, but there's also no local multiplayer mode, either! Part of what I treasured dearly about my interest of the Burnout series was playing offline with my friends for hours on end. How am I supposed to play with my friends by using an unbalanced vehicle selection with this shit?
Not to mention the Crash mode is also absent, which is the reason why the Danger Zone games exist as individual modes. But the biggest insult of all is that the only DLC vehicle you have is the VIP Sedan. You're only gonna make that a pre-order bonus and not a free DLC later on down the road!? The only reason why I bought this fucking game is when the hero's on a fucking half shell!
Epic Games is more like Epic Fail Games not having leaderboard support! There's even in game controls, so that's great! Loading screen hints, which give you some info on the what's what of the game. It also shows you the vehicles that you usually unlock from progressing through the Career, so that's another thing.
To be real, the people that said it looks like a PlayStation 2 game were wrong. This game, by no means, looks like an up-to-date 2019 game (because it was released in that year). The tracks look especially plain! ...and bizarre.
From my personal experience, I didn't know that they kind of chose the more notable graphical and framerate issues, but... Hey, remember when you had many different variations of the vehicles? Yeah, those were good times.
Hey remember the trailer that makes it look there's still a ton of vehicle variety? Yeah... There isn't.
In all honesty, the older Burnout games didn't have that many of the same cars that had unlockable upgraded versions.
But here, you're just slapping on additional parts on top of these same vehicle models to "differentiate" themselves from each other! It's like they decided to go with the customization style comparable to some old flash car customization game!
Why did they do this? Hell, Burnout Legends had way more variations of cars in the same vehicle class than this! In Dangerous Driving, you can be like a speed demon on wheels!
Not to mention these vehicle models are recycled trash from previous Three Fields games. You also have a fairly limited selection of colors on them altogether! What a ginormous letdown!
I'd like to take a moment to refer to something I call the EA Event Principle. In some instances, they have events that are meant to be challenging. But for some, it's an annoyance. For others, it's a welcome test. In either sense, it's usually not challenging to the point of being impossible. Other events are just plain ridiculous and stupid. However, these aforementioned events are usually fun, so let's talk about it, shall we?
If an event is like 100% Difficult, it has to be 100% Fun in order for it to be an interesting or good event. There are exceptions, but EA adheres to this for the most part.
With that out of the way, let's hop into the Career mode.
Right off the bat, you notice the music is not present, though the game does have a Spotify playlist. Some of it is okay, a few of them are great, other songs are terrible. I feel like the ratio of good songs to bad songs are a bit unbalanced in comparison of the games, but that's just my take really.
"Another one bites the dust! Err, fuck! God damn it!"
It must be said that Dangerous Driving is perhaps the most confused and failed Burnout successor I think we've ever witnessed in all of video game history!
There's a lot of menus, just picking something to play, Burnout 3 style! Vehicle classes such as Sedans, SUVs, Coupes, Supercars, Hypercars, and Formula DDs. These classes you use to advance through the career, so it sorta resembles that of Burnout 3 and Burnout Revenge's World Tour modes.
They also have a set number of events in the classes. Every single event has three Medals you can achieve: Bronze, Silver, and Gold while about half of them have a hidden Platinum Medal target, resembling something like DiRT 3. But then you have to take note of some of the game's mechanics. They have oncoming, near misses, boost starts, in-air aftertouch, drifting...
Keep in mind that Three Fields said that they were keeping drifting the same, but instead, opted to change how drifting works! For example, if you perform a drift, you can either press/tap the brake as you're holding the gas and steering, or you can alternate between the gas and brake without holding the gas down, and you can also lower your speed mid-drift as well.
But in Three Fields Entertainmentland, the only way to drift is to hold the gas and steering and press the brake button to perform it, disabling your ability to alternate between the triggers and slowing down DURING your drift!
No way to reliably grind along the guardrails, inability to gain speed by drifting off jumps, and no traffic checking.
Three Fields really must love the practice of taking 1 step forward, and 20 steps backward. Because that's really what they did here! It seems that for the most part, they used Danger Zone 2 as their canvas and just recreated the tracks from the environments, but that's not all! They have the Persistent Wrecks feature: a feature universally panned for causing more difficulty to the races, and being unnecessary!
I believe this feature was only added to make things more "dangerous". That's really the only plausible reason I see this being added!
Take down an opponent driver in a spot, and that driver's wreck is stuck there until the end of the event, occasionally moving because of the dumbass traffic. What they refuse to see is that this makes things unnecessarily difficult! This is like putting a Band-Aid over your shotgun wound and saying, "Yeah, you're probably okay! Go about your day, Little Billy!" The game is still glitchy, and the Persistent Wrecks feature is such a terrible idea!
In the Burnout games, you could reliably ride against the guardrails to help players make a turn if they steered or drifted too late. But in Dangerous Driving, you rebound off the indestructible guardrails! You either need to hit the apex during your drift, or just rely on the high mobile steering.
This reliance on the steering might cause some issues. Not only does it make your lines look super repulsive than some green seafoam shag carpet, if you steer on a tight corner, you're gonna have a bad time! You drift through it, that's fine. Steer through it, and oh, what happens? You crashed into a vehicle that is in the turn! Yes, the traffic is randomly generated and is not scripted! You have to be sure no traffic vehicles are in the turn, so if you want to simply hit the apex or steer through those corners, you're gonna have to be cautious, my friend!
Another thing I enjoyed about the Burnout games was that with each new game release, you're pretty much guaranteed new vehicles. They're always really fun, unique, sometimes a little bit weird, but you're almost guaranteed new cars.
However, for Dangerous Driving, they decided to copy and paste a lot of their vehicles from Danger Zone 2. Alright, I get it, Three Fields... reusing and recycling is good for the environment, but it ain't good for keeping your god-forsaken game franchise alive, okay!?
I'd also like to take a second to talk about traffic collisions. In every Burnout game before Dangerous Driving, You can nick or grind the side of traffic while speeding, and your vehicle would still be going. However, Dangerous Driving plays by the guaranteed crash rule. Did you hear that, everyone? You have to go by that rule! You have to be more careful!
In Dangerous Driving, you can Near Miss the traffic to gain an unusually large amount of boost, but you still need to avoid it. Regardless, it seems that your vehicle wrecks into the traffic no matter how fast or slow you go. This is just retarded! This isn't right! You touch the traffic, you keep going! You don't fucking make it a guaranteed crash, Three Fields! This has been ingrained into my brain for 15 years, now!! What the fuck are you trying to do to me??
Let's head back to the events. Like I mentioned, there are 3 medals the events have, depending on your performance in efficiency: 3rd gives Bronze, 2nd gives Silver, and 1st gives Gold. Some events also have a hidden Platinum Medal target. You need to win the GP to move on to the next vehicle class, somewhat reminiscent of Burnout 3's World Tour events. These events are much more difficult than the ones prior.
The events themselves are a big nuisance and brutal. They're such unformulated, uncreative heaps of slop that by the time you've completed the first vehicle class or two, you've basically seen it all! They'd all probably be 100% Difficult! ALL of them!
Imagine in Burnout Revenge if you're dropped in, and instead of a DJ talking to you the game's like, "Use a Tuned car for Heatwave Just Cause they do better!" That's Dangerous Driving's events for you, except you're doing other shit like Survivals, Pursuits, Heatwaves, and facing off against opponents that are slow as Hell!
You also have your Burning Laps, Road Rages to hunt down other drivers, Races that are boring early on... Is this fucking driving school, man?
"Every crash is counted against you, cunt! Don't do it!"
"Take doen other drivers!"
"Get the best overall time you can!"
"See how far you can go without crashing once!"
This pool of events will last you throughout the entirety of the game. All 9 to 14 of them, depending on the vehicle class. Again, keep in mind that this is less than half the events than Burnout 3: Takedown - a game that was released 15 years prior to Dangerous Driving!
I can appreciate the locations for what they are: representation of a Real Life locations converted into digital format. But even in other games, these types of tracks, other examples being Downtown from Burnout 3: Takedown and Angel Valley from Burnout Revenge, were never my personal favorites. I like tracks with a little bit more flare and beautiful nature to them.
But the locations do foreshadow what follows, though: every single track is too tight and basic to the point of their hindrances. There's nothing that make them pop! Almost no buildings to pass by. It's mostly all just deserts, grasslands, mountains, canyons... basic bitch tracks.
The only exceptions I could think of are the only tracks I play in GPs. The tracks are soulless, dull, have very little quality with the environments, and have almost no buildings to them! No freeways, no crossroads, not a lot of vehicles, either! I mean, no wonder why there's no traffic checking allowed: there's not a lot of vehicles in the tracks!
Point 2 Point Tracks are transitional connections to different locations as you drive through them. The only locations of note are High Dunes Desert and another location I'll talk about very briefly here.
While Cool Water Valley and Dead Rock Canyon aren't masterpieces by any means, at least they didn't recycle track ideas that tried to be origina--
*sees Twin Ferry Lakes in the game*
...Motherfucker!!
So we have Twin Ferry Lakes, or as I'd like to call it, Silver Lake 0.5! What we have here is a barebones, stripped down Silver Lake wannabe! They added a few things like a lovely lake, bridge sections that allow drivers to go over the water. All the while, not keeping the off road section to the other portion of the track, the tunnels, and the giant cliff for the 'Gone Fishin' Signature Takedown: they made two identical turns to make up for the loss of those sections!
It just reeks of boredom! Not only are you rehashing major portions of EA inspired tracks, but you're not including notable segments from said tracks and passing it off as original? "Yeah, this is Twin Ferry Lakes, not Silver Lake, because fuck that shit!" Can't just draw a mustache on the Mona Lisa and claim it as your own, you know!
High Dunes Desert: long-ass tracks with the sun in your eyes! Even though Surf Side Island is a conceptual rehash of Burnout 2's Big Surf Shores/Burnout 3's Island Paradise/Burnout Revenge's Sunshine Keys in my eyes, it's still one of the better locations in the game, which isn't really saying much.
Next on my shit list is Eagle Ridge Mountain. Man, THAT location is familiar! Three Fails Entertainment decided to make a mixture of Alpine and White Mountain, turning it into a Frankenstein theme! Two more prominently featured tracks, and way too many Burnout games already!!
"But dude, they're handmade levels!"
Yeah, but how many times are you gonna feature a Grasslands Proving Ground, Dead Rock Canyon, or Surf Side Island before it's no longer handmade?

Surf Side Island
-Burnout 2's Big Surf Shores
-Burnout 3's Island Paradise
-Burnout Revenge's Sunshine Keys
-Burnout Dominator's Ocean Drive
-Burnout Paradise as Palm Bay Heights and Harbor Town
-Dangerous Driving

Grasslands Proving Ground
-Burnout 1's Hillside Pass
-Burnout 3's Vineyard
-Burnout Revenge's Lone Peak
-Dangerous Driving

If you're going going to adopt EA and Criterion levels to the degree that you are, can we at least get something new and fresh please? I wouldn't mind seeing USA Marathon EX again. But what about a revamped Interstate Loop? Burnout 2's Airport Terminal was outstanding! Burnout 2's Palm Bay! Burnout 3's Downtown, Riviera, or Dockside! Literally, any of the Burnout Revenge tracks! Come on, dude!
Lastly is Cool Water Valley, a location I had high hopes for. I initially thought it was going to be a Lakeside Getaway remake, or if not that, I'd at least get a nice area of rivers that I'd enjoy. Well, I was wrong on both counts as well! It's just not fun! In fact, most people found the Hypercar Class Eliminator in this track to be especially infuriating because it'll get littered with Persistent Wrecks quickly! Not only are you driving on ice because of the engine, but you also have the rubberband AI insanity applied to you the whole way through! You also run into the wrecks themselves on subsequent laps! I can't do it anymore!!
This game is an embarrassment! What pisses me off the most is that it's implied that it's continuing off a legendary series! I mean, what's next? Burnout 5!? Burnout Paradise 2!? Burnout and Need For Speed: Hot Pursuit 3!? Alex Ward's Burnout Game That Completely Loses it's Touch After 10 Years!?
As much shit as I gave Paradise, it had one of the most addicting replayability ever saw! It was fluid, gave the players opportunities to have their own unique style, it played like a true Burnout game, and had it's own charm and personality!
As much as I don't enjoy any of the DJs in the Burnout games, they could've actually added something here that would've breathe some life into the otherwise lifeless game that was Dangerous Driving!

Stryker: Yeah, they put me in the middle of EVERYTHING Burnout on Crash FM!

EA's Burnout games gave so much for being just an arcade racing series. They were my childhood! My passion! My obsession!
You could play the game in an unlimited number of ways. You can perform visually appealing driving lines. Relying on features. You could keep on burning until you're crashed out! You could glitch hunt without the glitches hunting you! And finally, you could speed run it all the same! Whoever else thought that you've played the games every way imaginable, another innovation is formulated! It was such an open series of games that it lent itself well to all these things!
Dangerous Driving didn't lend itself to ANY of that! It was doomed from the very start! It was pretty evident that the developers didn't completely remember what captured us, what drove us to want to keep playing. However, even if they did remember, it was an uphill battle for Three Fields Entertainment, so I find it hard to entirely blame them. They were working on a series that has had it's reputation tainted from awful ports (Burnout Legends), and completely different takes (Burnout Paradise). Some of which, they WERE responsible for.
Using an engine that simply didn't mesh well with the fast paced Burnout 3 style, more so of Revenge or Burnout 2 style. Not to mention, the Xbox One and PS4 versions were released at full retail price. The game is so limited, short, and content lacking for today's standards, that it simply isn't worth $30-40.
Hell, in pails and comparison to Burnout Paradise, it was packed to the brim with content and features! A huge problem I found is that besides the achievements/trophies, once you've gotten all the medals in the Career, you're pretty much finished. You can play with your friends all over the world here and there, but there's really no replay value. You don't get any more vehicles, no music during actual gameplay, no Signature Takedowns, no Crash mode, nothing at all! I would've rather have them take the Danger Zone 2 approach, and then release it at a reduced price.
Although Three Fields did make the mistakes of relying on gimmicks, no longer supporting Danger Zone 2, and failing to accomplish their dream, they did do SOME good things I need to bring up: they gave Vertical Takedowns in a future update, they tried to help resolve the technical issues with the game, gave bug fix patches and tuned the difficulty to make up for the poor reception, and maybe this is just another story of a company making a release faster than it should've been.
Burnout Paradise and its remaster would be the last Burnout game under EA's belt. Dangerous Driving tried to be a faithful recreation of Burnout 3, but missed the mark on what made it great. With this, Alex Ward and his crew are looking to build upon their arcade racing series, but with a sequel in mind and we're left in the dark regarding the lack of information we're getting. With them no longer being affiliated with Criterion and EA no longer caring about the Burnout series... Where could this lead?
Whatever the case, we die-hards will continue to treasure our personal favorite Burnout game.
We will continue to play...
submitted by ImpressiveStandard17 to DangerousDriving [link] [comments]


2020.10.11 01:59 Faderk Got Robbed. Streaming/Gaming Battlestation gone. Help me rebuild from the ashes.

As the title says, I got robbed. While I was asleep, someone came into my apartment and stole every last cable of my battlestation. I am going crazy looking at components and prices especially with all the recent announcements and new releases.
Am very interested in trying to snag a 3070 when they drop but don't want to wait until the end of the month. I am considering getting an EVGA 2070 super and upgrading using EVGA step-up to a 3070 later. Let me know what you guys think.
What will you be doing with this PC? Be as specific as possible, and include specific games or programs you will be using.
What is your maximum budget before rebates/shipping/taxes?
When do you plan on building/buying the PC? Note: beyond a week or two from today means any build you receive will be out of date when you want to buy.
What, exactly, do you need included in the budget? (ToweOS/monitokeyboard/mouse/etc)
Which country (and state/province) will you be purchasing the parts in? If you're in US, do you have access to a Microcenter location?
If reusing any parts (including monitor(s)/keyboard/mouse/etc), what parts will you be reusing? Brands and models are appreciated.
Will you be overclocking? If yes, are you interested in overclocking right away, or down the line? CPU and/or GPU?
Are there any specific features or items you want/need in the build? (ex: SSD, large amount of storage or a RAID setup, CUDA or OpenCL support, etc)
Do you have any specific case preferences (Size like ITX/microATX/mid-towefull-tower, styles, colors, window or not, LED lighting, etc), or a particular color theme preference for the components?
Do you need a copy of Windows included in the budget? If you do need one included, do you have a preference?
Extra info or particulars:
*thank you to the kind redditor who reads this:)
submitted by Faderk to buildapcforme [link] [comments]


2020.10.10 00:58 HisHerMoneyGuide Quarter 3 2020 – Net worth up 4.3%, 92.8% savings rate

Quarter 3 2020 – Net worth up 4.3%, 92.8% savings rate
TLDR; One of those journey posts. Net worth above pre-crash highs; savings rate good, dividends slashed.

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Quarter 3 2020 – Net worth update: Up $103,000

After last quarter’s incredible reversal in fortunes, this last quarter has seemed positively sedate. There have been a few bouncy days here and there on the markets, but no definitive trends upwards or downwards (though I’m sure some chartists would disagree).
Instead, the whole world is waiting with bated breath for news of a vaccine or treatment that puts coronavirus to bed.
I was actually quite shocked at how well the Australian share market held up overall during reporting season. There were some winners, but most results were pretty weak-to-dire. And while you can argue that the market had already baked-in the results in the prices, who can honestly say with a straight face that August/September 2020 had the same outlook as January 2019? Sorry, I digress.
While world governments seem to be still grappling with the health aspects of coronavirus, imminent economic collapse seems to have been averted. I’ll have some more thoughts on possible ramifications from what has already happened later in the month though.
On the balance of things, I’m still quite pessimistic about the shape of domestic and international recovery. A vaccine is still a while away from being approved, let alone rolled out to the masses (mid-to-late 2021 before us plebs get access?). Government debt globally has skyrocketed. And in the personal finance space in Australia at least, the continued scaling back and eventual demise of JobKeeper payments will be one to watch. At stake is only the local economy, house prices, job security, and the state of the ASX.
At least Brexit seems to be going well. Oh, wait. And who knows what’ll happen next month in the American election now that the President has taken a turn. But it won’t be boring regardless of what happens. 2020 keeps on giving.
So with another three months in the record books, how has our net worth fared for Q3 2020?

Our financial goals

Before going further, here’s a reminder to our current early retirement goals. We’re looking to retire early before the age of 45 (and we’re currently 35 and 36) with a pre-tax FatFIRE passive income of $150,000 a year. Our net worth target is comprised of the following assets:
  • $2,000,000 in shares
  • $600,000 in two investment properties
  • $700,000 in superannuation
  • $1 million primarily place of residence
  • Total asset goal = $4,300,000.
You can track our net worth in our previous posts.

July-September: Shares

In personal news, we dipped our toes into the ETF waters for the first time. We made purchases of $15,000 and $20,000 for a pair of internationally-focussed passively managed funds that have a dividend focus. They were both trading at around a 20% discount to their pre-crash highs, so hopefully they’ll be a good long term investment.
Next week I’m writing an article about how domestic shares can have an often unacknowledged level of international market exposure. However, our portfolio hasn’t got sufficient international exposure from that alone give us diversification. So it was time to branch out with some international-only holdings. In fact, about 80% of our remaining share investments will be in funds with an international focus.
That said, we’re not entirely out of the domestic share market investment game. We also took up a Retail Entitlement Offer for one of our smaller share holdings. But that only came to just under $1,000.
After starting the quarter with $1,044,000 in our share portfolio, how did it end?
On 30 September, we had a share portfolio worth $1,091,000 – up $47,000 or 4.5% on Q2. As part of that, in addition to the $36,000 in share purchases mentioned above, we also received dividends – some of which were reinvested.
However, you’ll need to wait for our upcoming Q3 income and expenses report to see what our dividend income came to. Spoiler alert though: it’s not pretty.
All in all though, it wasn’t a bad result, given the ASX200 finished the quarter down around 1.4%. Far better than the devastation we saw back in January-March at least.

July-September: Superannuation

As mentioned above, the local markets finished slightly down for the quarter. So how did our superannuation fare?
Well, we started Q3 on $423,000 and ended with $447,000 – an increase of $24,000 or 5.6%.
Only about a quarter of that is from employer contributions – as we’re not making extra contributions to our superannuation. So that’s great outperformance! Even more impressively, that’s more than the $428,000 that we started the year on before it hit the fan in February.
Given that superannuation is a bit of a black box, it’s hard to tell why it outperformed so much. But I know that a large chunk of my personal super is in international shares, so maybe that explains it.
So while our share performance hasn’t been anything terrific, at least superannuation is turning up to the party.

July-September: Primary place of residence

Property prices have been surprisingly resilient amid the damaged economy. We’re still seeing properties in our area going on sale. How many are forced? Who knows. But prices don’t seem to be falling – yet anyway – in our area. In fact, apparently Brisbane house prices went up 0.5% in September – crazy!
But what do our go-to property sites have to say about our house price?
Well, Onthehouse.com.au prices it at $775,000 – identical to both Q1 and Q2. Conversely, an ANZ property report said our house is worth $711,000 (down $2,000 on Q2, but up $40,000 on Q1).
Like in the past, using a rule of not moving the price unless we have a pair of sources agreeing on a price move in the same direction, we’ll keep the house price at $655,000.
We still think prices in the $700,000s are too much, but would gladly take it when it comes time to sell.
In terms of calculating our net worth, our mortgage is fully paid off in regards to having money in an offset account. So the full capital value is ours in that ledger.

July-September: Investment properties

With our PPoR maintaining its value, what about our two investment properties?
Last quarter they rose back to where they were in Q1, and the story was much the same in Q3:
  • Onthehouse.com.au – combined value $700,000 ($700,000 in Q2 2020).
  • ANZ – combined value $616,000 ($617,000 in Q2 2020).
With the ANZ property report coming down just a fraction and Onthehouse.com.au holding firm, we’ll keep the combined values at $605,000.
Unlike our home, these properties do have mortgages on them with money owing. We started the quarter owing $369,000, but that dropped to $367,000 over the three months.
That gives us total equity of $238,000, an increase of $2,000 or 0.8%.
Also stay tuned for a series of articles on our investment properties starting in the next month or so. We’re going to be talking about the finances behind them in greater detail for the first time.

Financial state of the union

We finished Q2 2020 with a net worth of $2,358,000. Here’s how things look three months later after Q3 2020:
Asset Value
Shares $1,091,000
Superannuation $477,000
Investment properties value $605,000
Investment properties debt -$367,000
Primary place of residence $655,000
Total $2,461,000
We landed on $2,461,000, an increase of $103,000 or 4.3%.
Like our superannuation, that’s actually a small increase now on the numbers we saw at the end of 2019 that was our previous all-time high.
While it’s good to actually be making some level of progress at last, it just makes me feel a bit like 2020 has been a bit of a waste. All that work and saving for practically nothing. But, that’s a first world privileged problem to have at the moment.
All in all, a good quarter on the net worth front. Next up we’ll have our Q3 income and expenses report. Sadly, the news there – particularly for our vital dividend income – is much, much worse.
BLOG POST LINK: https://hishermoneyguide.com/quarter-3-2020-net-worth-update/

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Q3 2020 income and expenses: 92.8% savings rate

Life has slowed in the HHMG household. We’re not locked down like we were in April-May, but we’re still keeping socially distant, and minimising going out and about. With vulnerable parents, our actions don’t only risk impacting ourselves. However, it’s terrific to see the reduction in coronavirus cases in Australia over the past few months. Fingers tightly crossed we don’t see another large outbreak like the one that occurred in Victoria.
That said, the individual days go by quickly enough. It’s nice being able to watch TV over lunch, for instance. And you can’t beat regular cat hugs.
However, with an office only 10 steps away from bed, things are kind of all merging into one. It’s a bit disconcerting that this working from home, Covid-normal has now been in our lives for over six months.
The best news of all is that 2020 is 75% done. We can’t wait to see the back of it. Surely 2021 can’t be any worse?
But while the year has been memorable for practically all the wrong reasons, what about our finances? If you saw our Q3 net worth update, you would have seen that we recovered to our pre-crash highs. Sadly though, the news is less good in this update.

July-September: Income and side hustles

In good news, my wife Ellie managed to score herself a minor pay rise from mid-year, bringing in almost $80 a week extra after tax. It’s not a huge amount, but it’s better than what I achieved: triple doughnuts or $0.00, with a pay freeze until next year. Frankly in this economic climate, any increase is a minor miracle, so great work Ellie!
Currently neither of our jobs are under imminent threat. But from next year onwards, we’re both quite worried that we’ll be under the termination microscope. I’m desperately trying to cling on long enough to achieve long service leave in early 2021 to give us a bit more of a monetary buffer if I was retrenched and needed to find a new job in a dire jobs market. Ellie has already reached long service (once again beating my efforts).
We’re also currently trying to max-out our annual leave balances as much as possible to use them as an alternative bank account in case we lose our jobs. It just seems prudent in the current environment.
However, let’s talk money. For our salaries, we had six pay cycles in Q3 – one down on Q2. In total our salaries earned us $38,062 after tax for the quarter. That’s a small increase of $936 or 2.5% on last year.
Coronavirus continues to impact our bottle collection efforts for this year. We managed to make one trip during the quarter, collecting $83.40. We’re only picking up a few here and there these days, with most coming from our parents. That’s well down on the $235 we had this time last year. The blog itself earned $249.89, entirely from Google Adsense payments from ads displayed and clicked.
After seeing our income from online surveys increasing, Ellie also published an article during the quarter on what online surveys are and which ones we use. True to form, our income from them for the quarter hit a new high of $460. That’s an increase of $175 on this time last year. Q4 is already shaping up well on that front as well.
Our side hustles amounted to $793.29 for the quarter, giving us a total active income of $38,855.29 between July and September. That compares to $37,765 last year – an increase of $1,090.29 or 2.9%.
And that, folks, is about as good as the news today is going to get.

July-September: Dividends

Time to take a deep breath.
Okay, that was more like an apprehensive wince.
Q3 is usually an important quarter for our dividends – the biggest of the year when many stocks provide final distributions. Naturally, this year is like no other that we’ve experienced. So let’s see what the damage is while comparing the previous two years:
Q3 2018 Q3 2019 Q3 2020
DRP/DSSP reinvested/Direct debit, excluding franking credits $15,465.78 $16,439.23 $10,218.59
Ouch.
A total of $10,218.59 for July-September represents a dividend reduction of $6,220.64 or 37.8%.
That’s not good. Like we’ve said before, our goal is for share dividends to make up the bulk of our early retirement income. So losing well over a third of that is… bad.
While our Q3 2020 net wealth rose above pre-crash levels, clearly this is an area we’ve gone backwards in.
Our high exposure to the banks is really our biggest undoing here. Thankfully over the last two years we’ve been investing heavily away from them, knowing it was potentially a fatal flaw. In this instance, it has proven to be the case with one hell of a stress test.
Instead we’ve recently been investing in Listed Investment Companies, and only during this last quarter did we buy our first ETFs. On the LIC front, things are actually quite encouraging. These quarterly dividends only reflect three out of six LIC dividends we’re receiving in this half of the year. All of our LIC holdings have now announced dividends, and the biggest cut to dividends was “only” *cough* by about a third, while a couple have actually increased their dividends. So at least the strategy to invest in LICs for their ability to smooth dividends seems to be paying, well, dividends.
All in all, pretty sobering results, but we’re not too depressed yet. We’ve previously discussed that we always expected there to be some lean years once we hit early retirement, and 2020/21 is looking to be a prototype of that.
In retirement, as long as we’ve got enough income coming in to cover our basic living expenses (which will be larger than they currently are), we’ll still have a great life – with the ability to cut back further if required.
In addition to dividends, once we FIRE we’ll also have some rental property income coming in. As telegraphed in our earlier Q3 net worth update, we’re providing an update on these properties in the coming month or two to give a better idea of how things stand there. So a bad result with dividends alone won’t necessarily sink our early retirement hopes either.
That said, from the dividends that have been announced it looks like Q4 will be a little brighter than the drubbing we just experienced. However, one thing that’s certain is that dividends won’t rebound overnight. The second half of this financial year will be very interesting.
\The numbers listed above are ‘somewhat net’ – for the purposes of calculating our savings rate. It includes franked and unfranked dividends – but not* franking credits (which are essentially pre-paid tax credits). For the unfranked dividends (and a small additional 7% portion of the franked dividends due to our marginal tax rates), we pay additional tax towards the end of the calendar year. For reference, we received an additional $3,409.69 in franking credits for the period – giving us a total of $13,628.28 in gross dividends for the quarter.\*

July-September: Expenses

Let’s take a look at our expenses for Q3 2020, with a comparison to Q3 2019:
[EXPENSE CHART IN BLOG POST]
In total we spent $3,528.22 for the quarter, compared to $4,272.89 last year – a decrease of $744.67 or 17.4%. While at face value that should be lauded, in reality our car service (Q3 last year) was pushed forward a month this year (to Q2). So really our spending is roughly flat, which we’re still happy about. That said, there are a few stories behind the numbers worth mentioning.
Our electricity usage went up 28.3% due to working from home. However, our bill was only 19% more expensive thanks to a government relief payment for households due to coronavirus. But with 13.4kWh per day consumption, it’s indicative of what sort of daily usage we’d have in retirement if we were home all day. It adds up having extra TV time over lunch, the microwave and kettle running a few times extra a day, and a couple of computers running non-stop when they previously weren’t. In other news, we’re swapping electricity retailers in October to what should be a slightly cheaper plan. We’ll see how things change next quarter.
Speaking about working from home, both Ellie and I will be claiming the Australian Taxation Office’s shortcut method to claim $0.80 per worker, per hour worked from home between 1 March and 30 June when we lodge our tax returns in Q4 to get some of those extra expenses back! Though look into your tax options to work out what works best for you.
We also started the process of swapping internet plans to the NBN (long story – we’re still not on it and won’t be for a while – more details in Q4). We were only a couple of months short of getting kicked off ADSL, so it was forced on us. The best plan we could find was $55 a month compared to the $50 we have been spending. With extra working from home we felt we really couldn’t do with the most basic of plans available. It also meant we needed to buy a pair of WiFi dongles to go with a new (free) modem. Our existing modem just used good old RJ45 ethernet cables, but because of the location of the NBN outlet we needed to go with WiFi.
Continuing the IT theme, Ellie’s computer also died during the quarter. In the end we bought a refurbished one from eBay for $109, which wasn’t bad at all. It was a mild gamble buying it, but so far it has paid off and she’s happy with it. The event also inspired the article on how we can’t avoid some expenses forever.
My driver’s licence renewal also arrived, so that was an extra expense compared to last year – almost $350 for the year so far with Ellie’s also coming up at the start of the year. At the same time though, the savings in fuel costs compared to this time last year more than make up for the licence fees.
In total, if you take out our New Zealand holiday from the start of the year, our expenses for the year-to-date are very similar to last year’s at this stage – $12,083.81 compared to $12,710.74 in 2019. (If you offset us being away for a couple of weeks in February, our expenses would be a few hundred dollars higher. The more things change, the more they stay the same.)

How are we tracking? Q3 savings rate

As always, let’s throw it all together to work out our savings rate:
Q3 Value
Income $38,855.29
Share dividends $10,218.59
Expenses -$3,528.22
Total savings $45,545.66
Savings rate 92.8%
With total savings of $45,545.66 for the quarter, that’s a 92.8% savings rate.
It’s a good result, though tempered by the reduction in dividends. Regardless, we’re fundamentally in a good place at a horrible time. We’ve been incredibly fortunate to date, and it’s not something we want to take for granted. Our own job security is slowly coming on the line, so we need to make the most of the opportunity we still have for as long as we have it.
Looking ahead to Q4, just like last year our tax bill is now a looming issue. We haven’t lodged our tax assessments yet, but we have calculated them. We anticipate that our tax will be will higher than last year. So that’ll be one giant savings rate killer in Q4.
Even if we hadn’t gone on holidays at the start of the year, and still achieved fractionally small savings during year-to-date thanks to coronavirus, we’d struggle to hit a 90% savings rate for the entire year. It would be possible, but highly unlikely. However, a bigger tax bill will put the final nail in that coffin.
Of course, some of the biggest economic news of the year hit this week after Q3 ended, with the delayed 2020 Federal Budget finally breaking cover. It looks like we’ll be about $4,000 a year better off (too late for 2019-20 and our upcoming bill, though!). But we’ll have to wait and see how things go with backdated tax cuts and the passing of the legislation. Regardless, we hope you’ll get a nice benefit from the tax cuts yourself if you’re an Australian.
2020 has been one heck of a rocky ride so far. Hopefully the end of the year brings some positively and signs of a return to normality. Unfortunately, I think that even once we get past the virus with a vaccine (and that’s really still an if) we’ll have a bit more instability ahead of us as a result of economic and budgetary damage that’s already happened. But before then, we still need to make it through the final three months of 2020. Gulp.
Until we meet again, we hope you stay safe and secure.
Cheers,
Alex
BLOG POST LINK: https://hishermoneyguide.com/quarter-3-2020-income-and-expenses/
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